Taxes in Dracut, Massachusetts
Complete tax guide for Dracut, MA. State income tax up to 5%, 1.23% property tax, 8.12% sales tax. Calculate your total tax burden.
State Income Tax
5%
Massachusetts
Property Tax
1.23%
Effective rate
Sales Tax
8.12%
Combined rate
Tax Burden
High
Dracut, MA Tax Overview
Population
31,826
Median Income
$85,400
Cost of Living
126.4 (100 = avg)
State Income Tax
5%
Median Home Price
$513,000
Dracut Tax Calculator
Pre-filled with Dracut median: $85,400
Total Tax Burden in Dracut
$21,205
Take-Home: $64,195 · Effective Rate: 24.83%
Federal Tax
$10,402
12.18% eff.
MA State
$4,270
5.00% eff.
FICA
$6,533
7.65% eff.
Take-Home
$64,195
75.17% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $85,400.00 | $7,116.67 |
| Federal Income Tax | -$10,402.00 | -$866.83 |
| Massachusetts State Tax | -$4,270.00 | -$355.83 |
| Social Security (6.2%) | -$5,294.80 | -$441.23 |
| Medicare (1.45%) | -$1,238.30 | -$103.19 |
| Take-Home Pay | $64,194.90 | $5,349.58 |
Property Tax in Dracut
Median Home
$513,000
Annual Tax
$6,310
Monthly Tax
$526
Effective Rate
1.23%
Sales Tax in Dracut
Combined Rate
8.12%
State Portion
~5.6%
Local Portion
~2.5%
The combined sales tax rate in Dracut is 8.12%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.12 in sales tax.
Tax Burden Comparison
| Tax Type | Dracut | Massachusetts Avg | National Avg |
|---|---|---|---|
| Income Tax | 5% | 5% | 4.6% |
| Property Tax | 1.23% | ~1.23% | 1.1% |
| Sales Tax | 8.12% | ~8.12% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Dracut Residents
- Massachusetts's income tax rate of 5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Dracut (1.23%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 8.12% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Massachusetts
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HighCalculate Your Full Massachusetts Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Dracut, MA?
Dracut, Massachusetts has a state income tax rate up to 5%. The property tax rate is 1.23% and the combined sales tax rate is 8.12%.
How much is property tax in Dracut?
The effective property tax rate in Dracut is 1.23%. On the median home price of $513,000, this equals approximately $6,310 per year or $526 per month. This is above the national average of 1.1%.
What is the sales tax rate in Dracut?
The combined sales tax rate in Dracut is 8.12%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Dracut's tax burden compare to other cities?
Dracut has a high overall tax burden. The effective total tax rate for a median-income household is approximately 30.1%. The combination of 5% state income tax, 1.23% property tax, and 8.12% sales tax determines the total burden. Cost of living index is 126.4 (100 = national average).
Are there any local taxes in Dracut?
Dracut does not impose a separate local or city income tax. Residents pay the state income tax of 5%, federal income tax, and FICA (Social Security and Medicare).