Taxes in Dubuque, Iowa
Complete tax guide for Dubuque, IA. State income tax up to 5.7%, 1.57% property tax, 6.1% sales tax. Calculate your total tax burden.
State Income Tax
5.7%
Iowa
Property Tax
1.57%
Effective rate
Sales Tax
6.1%
Combined rate
Tax Burden
Moderate
Dubuque, IA Tax Overview
Population
59,667
Median Income
$48,000
Cost of Living
85.5 (100 = avg)
State Income Tax
5.7%
Median Home Price
$175,000
Dubuque Tax Calculator
Pre-filled with Dubuque median: $48,000
Total Tax Burden in Dubuque
$10,130
Take-Home: $37,871 · Effective Rate: 21.10%
Federal Tax
$3,722
7.75% eff.
IA State
$2,736
5.70% eff.
FICA
$3,672
7.65% eff.
Take-Home
$37,871
78.90% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $48,000.00 | $4,000.00 |
| Federal Income Tax | -$3,721.50 | -$310.13 |
| Iowa State Tax | -$2,736.00 | -$228.00 |
| Social Security (6.2%) | -$2,976.00 | -$248.00 |
| Medicare (1.45%) | -$696.00 | -$58.00 |
| Take-Home Pay | $37,870.50 | $3,155.88 |
Property Tax in Dubuque
Median Home
$175,000
Annual Tax
$2,748
Monthly Tax
$229
Effective Rate
1.57%
Sales Tax in Dubuque
Combined Rate
6.1%
State Portion
~3.6%
Local Portion
~2.5%
The combined sales tax rate in Dubuque is 6.1%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.10 in sales tax.
Tax Burden Comparison
| Tax Type | Dubuque | Iowa Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.7% | 5.7% | 4.6% |
| Property Tax | 1.57% | ~1.57% | 1.1% |
| Sales Tax | 6.1% | ~6.1% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Dubuque Residents
- Iowa's income tax rate of 5.7% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Dubuque (1.57%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Iowa
Des Moines
ModerateCedar Rapids
LowDavenport
LowSioux City
LowIowa City
ModerateWaterloo
Very LowCalculate Your Full Iowa Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Dubuque, IA?
Dubuque, Iowa has a state income tax rate up to 5.7%. The property tax rate is 1.57% and the combined sales tax rate is 6.1%.
How much is property tax in Dubuque?
The effective property tax rate in Dubuque is 1.57%. On the median home price of $175,000, this equals approximately $2,748 per year or $229 per month. This is above the national average of 1.1%.
What is the sales tax rate in Dubuque?
The combined sales tax rate in Dubuque is 6.1%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Dubuque's tax burden compare to other cities?
Dubuque has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.4%. The combination of 5.7% state income tax, 1.57% property tax, and 6.1% sales tax determines the total burden. Cost of living index is 85.5 (100 = national average).
Are there any local taxes in Dubuque?
Dubuque does not impose a separate local or city income tax. Residents pay the state income tax of 5.7%, federal income tax, and FICA (Social Security and Medicare).