Taxes in Dundalk, Maryland
Complete tax guide for Dundalk, MD. State income tax up to 5.75%, 1.09% property tax, 8.64% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Maryland
Property Tax
1.09%
Effective rate
Sales Tax
8.64%
Combined rate
Tax Burden
Moderate
Dundalk, MD Tax Overview
Population
63,597
Median Income
$82,300
Cost of Living
114.3 (100 = avg)
State Income Tax
5.75%
Local Income Tax
0.8%
Median Home Price
$405,000
Dundalk Tax Calculator
Pre-filled with Dundalk median: $82,300
Total Tax Burden in Dundalk
$21,407
Take-Home: $60,893 · Effective Rate: 26.01%
Federal Tax
$9,720
11.81% eff.
MD State + Local
$5,391
6.55% eff.
FICA
$6,296
7.65% eff.
Take-Home
$60,893
73.99% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $82,300.00 | $6,858.33 |
| Federal Income Tax | -$9,720.00 | -$810.00 |
| Maryland State Tax | -$4,732.25 | -$394.35 |
| Dundalk Local Tax (0.8%) | -$658.40 | -$54.87 |
| Social Security (6.2%) | -$5,102.60 | -$425.22 |
| Medicare (1.45%) | -$1,193.35 | -$99.45 |
| Take-Home Pay | $60,893.40 | $5,074.45 |
Property Tax in Dundalk
Median Home
$405,000
Annual Tax
$4,415
Monthly Tax
$368
Effective Rate
1.09%
Sales Tax in Dundalk
Combined Rate
8.64%
State Portion
~6.1%
Local Portion
~2.5%
The combined sales tax rate in Dundalk is 8.64%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.64 in sales tax.
Tax Burden Comparison
| Tax Type | Dundalk | Maryland Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% + 0.8% | 5.75% | 4.6% |
| Property Tax | 1.09% | ~1.09% | 1.1% |
| Sales Tax | 8.64% | ~8.64% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Dundalk Residents
- Maryland's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Dundalk has a local income tax of 0.8%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Dundalk (1.09%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.64% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Maryland Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Dundalk, MD?
Dundalk, Maryland has a state income tax rate up to 5.75%, plus a local income tax of 0.8%. The property tax rate is 1.09% and the combined sales tax rate is 8.64%.
How much is property tax in Dundalk?
The effective property tax rate in Dundalk is 1.09%. On the median home price of $405,000, this equals approximately $4,415 per year or $368 per month. This is below the national average of 1.1%.
What is the sales tax rate in Dundalk?
The combined sales tax rate in Dundalk is 8.64%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Dundalk's tax burden compare to other cities?
Dundalk has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.8%. The combination of 5.75% state income tax, 1.09% property tax, and 8.64% sales tax determines the total burden. Cost of living index is 114.3 (100 = national average).
Are there any local taxes in Dundalk?
Yes. Dundalk imposes a local income tax of 0.8% in addition to the state income tax of 5.75%.