Taxes in Elizabethtown, Kentucky
Complete tax guide for Elizabethtown, KY. State income tax up to 4%, 0.79% property tax, 8.78% sales tax. Calculate your total tax burden.
State Income Tax
4%
Kentucky
Property Tax
0.79%
Effective rate
Sales Tax
8.78%
Combined rate
Tax Burden
Moderate
Elizabethtown, KY Tax Overview
Population
31,364
Median Income
$53,800
Cost of Living
80.5 (100 = avg)
State Income Tax
4%
Local Income Tax
1.04%
Median Home Price
$165,000
Elizabethtown Tax Calculator
Pre-filled with Elizabethtown median: $53,800
Total Tax Burden in Elizabethtown
$11,245
Take-Home: $42,555 · Effective Rate: 20.90%
Federal Tax
$4,418
8.21% eff.
KY State + Local
$2,712
5.04% eff.
FICA
$4,116
7.65% eff.
Take-Home
$42,555
79.10% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $53,800.00 | $4,483.33 |
| Federal Income Tax | -$4,417.50 | -$368.13 |
| Kentucky State Tax | -$2,152.00 | -$179.33 |
| Elizabethtown Local Tax (1.04%) | -$559.52 | -$46.63 |
| Social Security (6.2%) | -$3,335.60 | -$277.97 |
| Medicare (1.45%) | -$780.10 | -$65.01 |
| Take-Home Pay | $42,555.28 | $3,546.27 |
Property Tax in Elizabethtown
Median Home
$165,000
Annual Tax
$1,304
Monthly Tax
$109
Effective Rate
0.79%
Sales Tax in Elizabethtown
Combined Rate
8.78%
State Portion
~6.3%
Local Portion
~2.5%
The combined sales tax rate in Elizabethtown is 8.78%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.78 in sales tax.
Tax Burden Comparison
| Tax Type | Elizabethtown | Kentucky Avg | National Avg |
|---|---|---|---|
| Income Tax | 4% + 1.04% | 4% | 4.6% |
| Property Tax | 0.79% | ~0.79% | 1.1% |
| Sales Tax | 8.78% | ~8.78% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Elizabethtown Residents
- Kentucky's income tax rate of 4% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Elizabethtown has a local income tax of 1.04%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Elizabethtown (0.79%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.78% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Kentucky
Calculate Your Full Kentucky Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Elizabethtown, KY?
Elizabethtown, Kentucky has a state income tax rate up to 4%, plus a local income tax of 1.04%. The property tax rate is 0.79% and the combined sales tax rate is 8.78%.
How much is property tax in Elizabethtown?
The effective property tax rate in Elizabethtown is 0.79%. On the median home price of $165,000, this equals approximately $1,304 per year or $109 per month. This is below the national average of 1.1%.
What is the sales tax rate in Elizabethtown?
The combined sales tax rate in Elizabethtown is 8.78%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Elizabethtown's tax burden compare to other cities?
Elizabethtown has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 25.4%. The combination of 4% state income tax, 0.79% property tax, and 8.78% sales tax determines the total burden. Cost of living index is 80.5 (100 = national average).
Are there any local taxes in Elizabethtown?
Yes. Elizabethtown imposes a local income tax of 1.04% in addition to the state income tax of 4%.