Taxes in Elmhurst, Illinois
Complete tax guide for Elmhurst, IL. State income tax up to 4.95%, 2.13% property tax, 7.23% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.13%
Effective rate
Sales Tax
7.23%
Combined rate
Tax Burden
Moderate
Elmhurst, IL Tax Overview
Population
46,756
Median Income
$62,500
Cost of Living
87.5 (100 = avg)
State Income Tax
4.95%
Median Home Price
$217,000
Elmhurst Tax Calculator
Pre-filled with Elmhurst median: $62,500
Total Tax Burden in Elmhurst
$13,337
Take-Home: $49,164 · Effective Rate: 21.34%
Federal Tax
$5,462
8.74% eff.
IL State
$3,094
4.95% eff.
FICA
$4,781
7.65% eff.
Take-Home
$49,164
78.66% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $62,500.00 | $5,208.33 |
| Federal Income Tax | -$5,461.50 | -$455.13 |
| Illinois State Tax | -$3,093.75 | -$257.81 |
| Social Security (6.2%) | -$3,875.00 | -$322.92 |
| Medicare (1.45%) | -$906.25 | -$75.52 |
| Take-Home Pay | $49,163.50 | $4,096.96 |
Property Tax in Elmhurst
Median Home
$217,000
Annual Tax
$4,622
Monthly Tax
$385
Effective Rate
2.13%
Sales Tax in Elmhurst
Combined Rate
7.23%
State Portion
~4.7%
Local Portion
~2.5%
The combined sales tax rate in Elmhurst is 7.23%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.23 in sales tax.
Tax Burden Comparison
| Tax Type | Elmhurst | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.13% | ~2.13% | 1.1% |
| Sales Tax | 7.23% | ~7.23% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Elmhurst Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Elmhurst (2.13%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Elmhurst, IL?
Elmhurst, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.13% and the combined sales tax rate is 7.23%.
How much is property tax in Elmhurst?
The effective property tax rate in Elmhurst is 2.13%. On the median home price of $217,000, this equals approximately $4,622 per year or $385 per month. This is above the national average of 1.1%.
What is the sales tax rate in Elmhurst?
The combined sales tax rate in Elmhurst is 7.23%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Elmhurst's tax burden compare to other cities?
Elmhurst has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.7%. The combination of 4.95% state income tax, 2.13% property tax, and 7.23% sales tax determines the total burden. Cost of living index is 87.5 (100 = national average).
Are there any local taxes in Elmhurst?
Elmhurst does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).