Taxes in Essex, Maryland
Complete tax guide for Essex, MD. State income tax up to 5.75%, 1.11% property tax, 6.84% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Maryland
Property Tax
1.11%
Effective rate
Sales Tax
6.84%
Combined rate
Tax Burden
Moderate
Essex, MD Tax Overview
Population
39,262
Median Income
$88,200
Cost of Living
104.4 (100 = avg)
State Income Tax
5.75%
Local Income Tax
2.32%
Median Home Price
$328,000
Essex Tax Calculator
Pre-filled with Essex median: $88,200
Total Tax Burden in Essex
$24,883
Take-Home: $63,317 · Effective Rate: 28.21%
Federal Tax
$11,018
12.49% eff.
MD State + Local
$7,118
8.07% eff.
FICA
$6,747
7.65% eff.
Take-Home
$63,317
71.79% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $88,200.00 | $7,350.00 |
| Federal Income Tax | -$11,018.00 | -$918.17 |
| Maryland State Tax | -$5,071.50 | -$422.63 |
| Essex Local Tax (2.32%) | -$2,046.24 | -$170.52 |
| Social Security (6.2%) | -$5,468.40 | -$455.70 |
| Medicare (1.45%) | -$1,278.90 | -$106.58 |
| Take-Home Pay | $63,316.96 | $5,276.41 |
Property Tax in Essex
Median Home
$328,000
Annual Tax
$3,641
Monthly Tax
$303
Effective Rate
1.11%
Sales Tax in Essex
Combined Rate
6.84%
State Portion
~4.3%
Local Portion
~2.5%
The combined sales tax rate in Essex is 6.84%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.84 in sales tax.
Tax Burden Comparison
| Tax Type | Essex | Maryland Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% + 2.32% | 5.75% | 4.6% |
| Property Tax | 1.11% | ~1.11% | 1.1% |
| Sales Tax | 6.84% | ~6.84% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Essex Residents
- Maryland's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Essex has a local income tax of 2.32%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Essex (1.11%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Maryland Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Essex, MD?
Essex, Maryland has a state income tax rate up to 5.75%, plus a local income tax of 2.32%. The property tax rate is 1.11% and the combined sales tax rate is 6.84%.
How much is property tax in Essex?
The effective property tax rate in Essex is 1.11%. On the median home price of $328,000, this equals approximately $3,641 per year or $303 per month. This is above the national average of 1.1%.
What is the sales tax rate in Essex?
The combined sales tax rate in Essex is 6.84%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Essex's tax burden compare to other cities?
Essex has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.5%. The combination of 5.75% state income tax, 1.11% property tax, and 6.84% sales tax determines the total burden. Cost of living index is 104.4 (100 = national average).
Are there any local taxes in Essex?
Yes. Essex imposes a local income tax of 2.32% in addition to the state income tax of 5.75%.