Taxes in Gurnee, Illinois
Complete tax guide for Gurnee, IL. State income tax up to 4.95%, 1.99% property tax, 6.49% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
1.99%
Effective rate
Sales Tax
6.49%
Combined rate
Tax Burden
Moderate
Gurnee, IL Tax Overview
Population
30,771
Median Income
$60,500
Cost of Living
92.4 (100 = avg)
State Income Tax
4.95%
Median Home Price
$237,000
Gurnee Tax Calculator
Pre-filled with Gurnee median: $60,500
Total Tax Burden in Gurnee
$12,845
Take-Home: $47,656 · Effective Rate: 21.23%
Federal Tax
$5,222
8.63% eff.
IL State
$2,995
4.95% eff.
FICA
$4,628
7.65% eff.
Take-Home
$47,656
78.77% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $60,500.00 | $5,041.67 |
| Federal Income Tax | -$5,221.50 | -$435.13 |
| Illinois State Tax | -$2,994.75 | -$249.56 |
| Social Security (6.2%) | -$3,751.00 | -$312.58 |
| Medicare (1.45%) | -$877.25 | -$73.10 |
| Take-Home Pay | $47,655.50 | $3,971.29 |
Property Tax in Gurnee
Median Home
$237,000
Annual Tax
$4,716
Monthly Tax
$393
Effective Rate
1.99%
Sales Tax in Gurnee
Combined Rate
6.49%
State Portion
~4.0%
Local Portion
~2.5%
The combined sales tax rate in Gurnee is 6.49%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.49 in sales tax.
Tax Burden Comparison
| Tax Type | Gurnee | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 1.99% | ~1.99% | 1.1% |
| Sales Tax | 6.49% | ~6.49% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Gurnee Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Gurnee (1.99%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Gurnee, IL?
Gurnee, Illinois has a state income tax rate up to 4.95%. The property tax rate is 1.99% and the combined sales tax rate is 6.49%.
How much is property tax in Gurnee?
The effective property tax rate in Gurnee is 1.99%. On the median home price of $237,000, this equals approximately $4,716 per year or $393 per month. This is above the national average of 1.1%.
What is the sales tax rate in Gurnee?
The combined sales tax rate in Gurnee is 6.49%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Gurnee's tax burden compare to other cities?
Gurnee has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.9%. The combination of 4.95% state income tax, 1.99% property tax, and 6.49% sales tax determines the total burden. Cost of living index is 92.4 (100 = national average).
Are there any local taxes in Gurnee?
Gurnee does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).