Taxes in Hagerstown, Maryland
Complete tax guide for Hagerstown, MD. State income tax up to 5.75%, 1.1% property tax, 7.37% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Maryland
Property Tax
1.1%
Effective rate
Sales Tax
7.37%
Combined rate
Tax Burden
Moderate
Hagerstown, MD Tax Overview
Population
44,312
Median Income
$80,500
Cost of Living
108.4 (100 = avg)
State Income Tax
5.75%
Local Income Tax
1.53%
Median Home Price
$319,000
Hagerstown Tax Calculator
Pre-filled with Hagerstown median: $80,500
Total Tax Burden in Hagerstown
$21,343
Take-Home: $59,157 · Effective Rate: 26.51%
Federal Tax
$9,324
11.58% eff.
MD State + Local
$5,860
7.28% eff.
FICA
$6,158
7.65% eff.
Take-Home
$59,157
73.49% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $80,500.00 | $6,708.33 |
| Federal Income Tax | -$9,324.00 | -$777.00 |
| Maryland State Tax | -$4,628.75 | -$385.73 |
| Hagerstown Local Tax (1.53%) | -$1,231.65 | -$102.64 |
| Social Security (6.2%) | -$4,991.00 | -$415.92 |
| Medicare (1.45%) | -$1,167.25 | -$97.27 |
| Take-Home Pay | $59,157.35 | $4,929.78 |
Property Tax in Hagerstown
Median Home
$319,000
Annual Tax
$3,509
Monthly Tax
$292
Effective Rate
1.1%
Sales Tax in Hagerstown
Combined Rate
7.37%
State Portion
~4.9%
Local Portion
~2.5%
The combined sales tax rate in Hagerstown is 7.37%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.37 in sales tax.
Tax Burden Comparison
| Tax Type | Hagerstown | Maryland Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% + 1.53% | 5.75% | 4.6% |
| Property Tax | 1.1% | ~1.1% | 1.1% |
| Sales Tax | 7.37% | ~7.37% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Hagerstown Residents
- Maryland's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Hagerstown has a local income tax of 1.53%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Hagerstown (1.1%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Maryland Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Hagerstown, MD?
Hagerstown, Maryland has a state income tax rate up to 5.75%, plus a local income tax of 1.53%. The property tax rate is 1.1% and the combined sales tax rate is 7.37%.
How much is property tax in Hagerstown?
The effective property tax rate in Hagerstown is 1.1%. On the median home price of $319,000, this equals approximately $3,509 per year or $292 per month. This is above the national average of 1.1%.
What is the sales tax rate in Hagerstown?
The combined sales tax rate in Hagerstown is 7.37%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Hagerstown's tax burden compare to other cities?
Hagerstown has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.1%. The combination of 5.75% state income tax, 1.1% property tax, and 7.37% sales tax determines the total burden. Cost of living index is 108.4 (100 = national average).
Are there any local taxes in Hagerstown?
Yes. Hagerstown imposes a local income tax of 1.53% in addition to the state income tax of 5.75%.