Taxes in Honolulu, Hawaii
Complete tax guide for Honolulu, HI. State income tax up to 11%, 0.28% property tax, 4.5% sales tax. Calculate your total tax burden.
State Income Tax
11%
Hawaii
Property Tax
0.28%
Effective rate
Sales Tax
4.5%
Combined rate
Tax Burden
High
Honolulu, HI Tax Overview
Lowest property tax rate in US; extremely high home prices and cost of living
Population
350,964
Median Income
$88,005
Cost of Living
192.9 (100 = avg)
State Income Tax
11%
Median Home Price
$830,000
Honolulu Tax Calculator
Pre-filled with Honolulu median: $88,005
Total Tax Burden in Honolulu
$27,388
Take-Home: $60,617 · Effective Rate: 31.12%
Federal Tax
$10,975
12.47% eff.
HI State
$9,681
11.00% eff.
FICA
$6,732
7.65% eff.
Take-Home
$60,617
68.88% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $88,005.00 | $7,333.75 |
| Federal Income Tax | -$10,975.10 | -$914.59 |
| Hawaii State Tax | -$9,680.55 | -$806.71 |
| Social Security (6.2%) | -$5,456.31 | -$454.69 |
| Medicare (1.45%) | -$1,276.07 | -$106.34 |
| Take-Home Pay | $60,616.97 | $5,051.41 |
Property Tax in Honolulu
Median Home
$830,000
Annual Tax
$2,324
Monthly Tax
$194
Effective Rate
0.28%
Sales Tax in Honolulu
Combined Rate
4.5%
State Portion
~2.0%
Local Portion
~2.5%
The combined sales tax rate in Honolulu is 4.5%, which is below the national average of 7.12%. On a $100 purchase, you would pay $4.50 in sales tax.
Tax Burden Comparison
| Tax Type | Honolulu | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 11% | 11% | 4.6% |
| Property Tax | 0.28% | ~0.28% | 1.1% |
| Sales Tax | 4.5% | ~4.5% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Honolulu Residents
- Hawaii's income tax rate of 11% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Honolulu (0.28%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Hawaii
Calculate Your Full Hawaii Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Honolulu, HI?
Honolulu, Hawaii has a state income tax rate up to 11%. The property tax rate is 0.28% and the combined sales tax rate is 4.5%. Lowest property tax rate in US; extremely high home prices and cost of living
How much is property tax in Honolulu?
The effective property tax rate in Honolulu is 0.28%. On the median home price of $830,000, this equals approximately $2,324 per year or $194 per month. This is below the national average of 1.1%.
What is the sales tax rate in Honolulu?
The combined sales tax rate in Honolulu is 4.5%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Honolulu's tax burden compare to other cities?
Honolulu has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.4%. The combination of 11% state income tax, 0.28% property tax, and 4.5% sales tax determines the total burden. Cost of living index is 192.9 (100 = national average).
Are there any local taxes in Honolulu?
Honolulu does not impose a separate local or city income tax. Residents pay the state income tax of 11%, federal income tax, and FICA (Social Security and Medicare). Lowest property tax rate in US; extremely high home prices and cost of living