Taxes in Kailua, Hawaii
Complete tax guide for Kailua, HI. State income tax up to 11%, 0.29% property tax, 4.5% sales tax. Calculate your total tax burden.
State Income Tax
11%
Hawaii
Property Tax
0.29%
Effective rate
Sales Tax
4.5%
Combined rate
Tax Burden
Very High
Kailua, HI Tax Overview
Windward Oahu; very high home prices
Population
40,514
Median Income
$109,523
Cost of Living
201.3 (100 = avg)
State Income Tax
11%
Median Home Price
$1,050,000
Kailua Tax Calculator
Pre-filled with Kailua median: $109,523
Total Tax Burden in Kailua
$36,135
Take-Home: $73,388 · Effective Rate: 32.99%
Federal Tax
$15,709
14.34% eff.
HI State
$12,048
11.00% eff.
FICA
$8,379
7.65% eff.
Take-Home
$73,388
67.01% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $109,523.00 | $9,126.92 |
| Federal Income Tax | -$15,709.06 | -$1,309.09 |
| Hawaii State Tax | -$12,047.53 | -$1,003.96 |
| Social Security (6.2%) | -$6,790.43 | -$565.87 |
| Medicare (1.45%) | -$1,588.08 | -$132.34 |
| Take-Home Pay | $73,387.90 | $6,115.66 |
Property Tax in Kailua
Median Home
$1,050,000
Annual Tax
$3,045
Monthly Tax
$254
Effective Rate
0.29%
Sales Tax in Kailua
Combined Rate
4.5%
State Portion
~2.0%
Local Portion
~2.5%
The combined sales tax rate in Kailua is 4.5%, which is below the national average of 7.12%. On a $100 purchase, you would pay $4.50 in sales tax.
Tax Burden Comparison
| Tax Type | Kailua | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 11% | 11% | 4.6% |
| Property Tax | 0.29% | ~0.29% | 1.1% |
| Sales Tax | 4.5% | ~4.5% | 7.12% |
| Overall Burden | Very High | — | Moderate |
About Taxes in Kailua
Kailua has a population of approximately 40,514 residents with a median household income of $109,523. The cost of living index is 201.3 (101.3% higher than the national average of 100).
Local context: Windward Oahu; very high home prices
Tax burden classification: Very High. Effective combined tax rate of 34.1% includes federal, state, FICA, property, and sales taxes for a typical Kailua household.
Official Tax Resources for Hawaii
For authoritative Hawaii tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Hawaii Department of Taxation — official state revenue agency
- Hawaii Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Kailua Residents
- Hawaii's income tax rate of 11% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Kailua (0.29%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Hawaii
Sources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Hawaii state tax provisions. Property tax estimates use Kailua's median home value of $1,050,000and the local effective property tax rate of 0.29%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Hawaii Department of Taxation
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Hawaii Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Kailua, HI?
Kailua, Hawaii has a state income tax rate up to 11%. The property tax rate is 0.29% and the combined sales tax rate is 4.5%. Windward Oahu; very high home prices
How much is property tax in Kailua?
The effective property tax rate in Kailua is 0.29%. On the median home price of $1,050,000, this equals approximately $3,045 per year or $254 per month. This is below the national average of 1.1%.
What is the sales tax rate in Kailua?
The combined sales tax rate in Kailua is 4.5%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Kailua's tax burden compare to other cities?
Kailua has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 34.1%. The combination of 11% state income tax, 0.29% property tax, and 4.5% sales tax determines the total burden. Cost of living index is 201.3 (100 = national average).
Are there any local taxes in Kailua?
Kailua does not impose a separate local or city income tax. Residents pay the state income tax of 11%, federal income tax, and FICA (Social Security and Medicare). Windward Oahu; very high home prices