Taxes in Honolulu, Hawaii
Complete tax guide for Honolulu, HI. State income tax up to 11%, 0.28% property tax, 4.5% sales tax. Calculate your total tax burden.
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Taxes in Honolulu, HI: income, FICA, property, and sales tax
For wage-income planning, this page estimates federal income tax, Hawaii state income tax, and FICA. It also shows property-tax and sales-tax estimates because local household tax burden depends on address-level property assessments, sales-tax districts, exemptions, and item categories.
State Income Tax
11%
Hawaii
Property Tax
0.28%
Effective rate
Sales Tax
4.5%
Combined rate
Tax Burden
High
Honolulu, HI Tax Overview
Lowest property tax rate in US; extremely high home prices and cost of living
Population
350,964
Median Income
$88,005
Cost of Living
192.9 (100 = avg)
State Income Tax
11%
Median Home Price
$830,000
Honolulu Tax Calculator
Pre-filled with Honolulu median: $88,005
Total Tax Burden in Honolulu
$26,944
Take-Home: $61,061 · Effective Rate: 30.62%
Federal Tax
$10,531
11.97% eff.
HI State
$9,681
11.00% eff.
FICA
$6,732
7.65% eff.
Take-Home
$61,061
69.38% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $88,005.00 | $7,333.75 |
| Federal Income Tax | -$10,531.10 | -$877.59 |
| Hawaii State Tax | -$9,680.55 | -$806.71 |
| Social Security (6.2%) | -$5,456.31 | -$454.69 |
| Medicare (1.45%) | -$1,276.07 | -$106.34 |
| Take-Home Pay | $61,060.97 | $5,088.41 |
Property Tax in Honolulu
Median Home
$830,000
Annual Tax
$2,324
Monthly Tax
$194
Effective Rate
0.28%
Sales Tax in Honolulu
Combined Rate
4.5%
State Portion
~2.0%
Local Portion
~2.5%
The combined sales tax rate in Honolulu is 4.5%, which is below the national average of 7.12%. On a $100 purchase, you would pay $4.50 in sales tax.
Sales and use tax can vary by exact address, district, item category, exemptions, and effective date. Treat this city rate as a planning estimate and verify large purchases with the official state sales-tax lookup or local tax authority.
Tax Burden Comparison
| Tax Type | Honolulu | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 11% | 11% | 4.6% |
| Property Tax | 0.28% | ~0.28% | 1.1% |
| Sales Tax | 4.5% | ~4.5% | 7.12% |
| Overall Burden | High | — | Moderate |
About Taxes in Honolulu
Honolulu has a population of approximately 350,964 residents with a median household income of $88,005. The cost of living index is 192.9 (92.9% higher than the national average of 100).
Local context: Lowest property tax rate in US; extremely high home prices and cost of living
Tax burden classification: High. Effective combined tax rate of 32.4% includes federal, state, FICA, property, and sales taxes for a typical Honolulu household.
Official Tax Resources for Hawaii
For authoritative Hawaii tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Hawaii Department of Taxation — official state revenue agency
- Hawaii Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Honolulu Residents
- Hawaii's income tax rate of 11% is above average. Maximize pre-tax retirement contributions (401k up to $24,500, IRA up to $7,500) to reduce both federal and state taxable income.
- Property tax in Honolulu (0.28%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Find Your Local Tax Authority in Honolulu
The 0.28% property tax rate shown above is a city-profile effective estimate. Your actual Honolulu property tax bill is set by your county assessor and may include additional levies from your school district, municipal utility district (MUD), or special assessment district. Use these official lookup tools to confirm exact rates for your specific address:
Look up the county your Honolulu address belongs to and find your assessor's office:
- • NACo County Explorer — search by address
- • USA.gov — Hawaii local govt directory
School districts add their own millage rate to property tax:
- • NCES District Locator — federal database
- • NCES School Locator (EDGE)
Municipal Utility Districts and special assessment districts are common in fast-growing Hawaii suburbs:
- • Census — Census of Governments
- • Check your tax bill for line items beyond county + school district
Disagree with your assessment? You can appeal:
- • Property Tax Appeal Guide
- • Most counties allow 30-60 days post-assessment to file appeal
Why this matters: Two homes valued the same in Honolulu can pay different property tax depending on which school district + MUD they fall within. Always verify with your specific address — the address-level rate may be 10-30% higher than the city average shown here.
Other Cities in Hawaii
Sources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $184,500 wage base, 1.45% Medicare), and Hawaii state tax provisions. Property tax estimates use Honolulu's median home value of $830,000and the local effective property tax rate of 0.28%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Hawaii Department of Taxation
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-05-27
Calculate Your Full Hawaii Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Reviewed data sources
Reviewed May 27, 2026. Calculations use current public tax guidance and published source data.
1. Enter the tax scenario
Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.
2. Review assumptions
Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.
3. Verify before filing
Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.
Planning estimate, not tax advice
LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.
Frequently Asked Questions
What are the tax rates in Honolulu, HI?
Honolulu, Hawaii has a state income tax rate up to 11%. The property tax rate is 0.28% and the combined sales tax rate is 4.5%. Lowest property tax rate in US; extremely high home prices and cost of living
How much is property tax in Honolulu?
The effective property tax rate in Honolulu is 0.28%. On the median home price of $830,000, this equals approximately $2,324 per year or $194 per month. This is below the national average of 1.1%.
What is the sales tax rate in Honolulu?
The combined sales tax rate in Honolulu is 4.5%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Honolulu's tax burden compare to other cities?
Honolulu has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.4%. The combination of 11% state income tax, 0.28% property tax, and 4.5% sales tax determines the total burden. Cost of living index is 192.9 (100 = national average).
Are there any local taxes in Honolulu?
Honolulu does not impose a separate local or city income tax. Residents pay the state income tax of 11%, federal income tax, and FICA (Social Security and Medicare). Lowest property tax rate in US; extremely high home prices and cost of living