Hawaii Income Tax Calculator
Calculate your total tax burden in Hawaii. See HI state income tax (11% top rate), federal tax, and FICA combined. Free, instant, private.
The state of Hawaii uses 12 progressive income tax brackets up to 11% in 2026. State standard deduction: $2,200 single / $4,400 married. Stacks on federal tax (10%-37% across 7 brackets) and FICA (Social Security 6.2%, Medicare 1.45%). Property tax averages 0.27% and combined sales tax averages 4.44%. 12 brackets (most of any state). Second-highest top rate (11%). Lowest property tax (0.27%). General Excise Tax.
Hawaii Income Tax Calculator
Pre-filled with Hawaii median: $84,857
Your Total Tax Burden
$22,847
Take-Home: $62,010 · Effective Rate: 26.9%
Federal Tax
$10,283
12.1% eff.
HI State Tax
$6,073
7.2% eff.
FICA
$6,492
7.6% eff.
Take-Home
$62,010
73.1% kept
Tax Breakdown
Hawaii Tax Bracket Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $84,857.00 | $7,071.42 |
| Federal Income Tax | -$10,282.54 | -$856.88 |
| Hawaii State Tax | -$6,072.80 | -$506.07 |
| Social Security (6.2%) | -$5,261.13 | -$438.43 |
| Medicare (1.45%) | -$1,230.43 | -$102.54 |
| Take-Home Pay | $62,010.10 | $5,167.51 |
Marginal Tax Rate
11%
HI state only
Effective Tax Rate
26.9%
All taxes combined
Hawaii Tax System Overview
Hawaii has the second-highest top rate at 11% with 12 tax brackets. It has the lowest property tax at 0.27%. Hawaii uses a General Excise Tax (GET) instead of sales tax, applying to most transactions including services.
Hawaii Income Tax Brackets (Single)
| Tax Rate | Income Range |
|---|---|
| 1.4% | $0 – $2,400 |
| 3.2% | $2,400 – $4,800 |
| 5.5% | $4,800 – $9,600 |
| 6.4% | $9,600 – $14,400 |
| 6.8% | $14,400 – $19,200 |
| 7.2% | $19,200 – $24,000 |
| 7.6% | $24,000 – $36,000 |
| 7.9% | $36,000 – $48,000 |
| 8.25% | $48,000 – $150,000 |
| 9% | $150,000 – $175,000 |
| 10% | $175,000 – $200,000 |
| 11% | $200,000 – and above |
Top Income Tax
11%
Property Tax
0.27%
Sales Tax (Avg)
4.44%
Median Income
$84,857
Other Taxes in Hawaii
Capital Gains Tax
Taxed as regular income at up to 11%
Property Tax
Average effective rate of 0.27%. On a $300,000 home, this equals approximately $810 per year, or $68 per month.
Sales Tax
State rate of 4%, with a combined average of 4.44% including local taxes.
Estate & Inheritance Tax
Hawaii has a state estate tax in addition to the federal estate tax. The exemption may be lower than the federal threshold.
Filing Tips for Hawaii
The low standard deduction ($2,200) makes itemizing attractive. The GET applies more broadly than most sales taxes. Hawaii offers a refundable food/excise tax credit. Take advantage of the very low property taxes.
- Maximize pre-tax contributions to 401(k) ($23,500 limit in 2026, $31,000 if 50+) to reduce both federal and HI state taxable income.
- Use an HSA if you have a high-deductible health plan. Contributions ($4,400 individual, $8,750 family) are pre-tax and reduce your tax burden.
- Review your W-4. If you regularly get large refunds, adjust your withholding to keep more money in each paycheck throughout the year.
Compare Hawaii to Nearby States
If you lived in a neighboring state instead, here is how your state tax would change on $84,857 income:
| State | Top Rate | State Tax | Difference |
|---|---|---|---|
| Hawaii | 11% | $6,073 | — |
| California | 13.3% | $4,029 | Save $2,043 |
Explore All 50 State Tax Calculators
Compare income tax rates, property taxes, and sales taxes across all US states and DC.
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Frequently Asked Questions
What is the income tax rate in Hawaii?
Hawaii has a progressive income tax with a top rate of 11%. Tax rates increase as income rises through various brackets. 12 brackets (most of any state). Second-highest top rate (11%). Lowest property tax (0.27%). General Excise Tax.
How much state tax will I pay in Hawaii on $84,857?
On income of $84,857 filing single in Hawaii, you would pay approximately $6,073 in state income tax (effective rate of 7.2%). This is after the state standard deduction of $2,200.
Does Hawaii tax capital gains?
Taxed as regular income at up to 11%. Capital gains treatment varies by state — some tax them as regular income while others offer exclusions or preferential rates.
How does Hawaii compare to neighboring states for taxes?
Hawaii's neighboring states include California (13.3% top rate). Property tax rates, sales taxes, and cost of living should also be considered when comparing overall tax burden. Use the calculator above to compare your specific tax liability across states.
What is the Hawaii state income tax filing deadline for 2026?
Hawaii state income tax returns are due April 15, 2026 (matching the federal deadline). If April 15 falls on a weekend or holiday, the deadline shifts to the next business day. Extensions: Hawaii typically grants automatic 6-month extensions to October 15, 2026, but tax owed must still be paid by April 15 to avoid penalties.
Does Hawaii tax retirement income, Social Security, and pensions?
Hawaii taxes retirement income with state-specific exclusions. Social Security: only 11 states tax SS benefits in 2026 (CO, CT, KS, MN, MT, NM, RI, UT, VT, WV, MO partially); Hawaii's treatment varies. Pensions and 401(k)/IRA withdrawals are generally taxable as ordinary income at 11% top rate, with possible exclusions for federal/military pensions or low-income seniors. Check Hawaii's 2026 retirement income exclusion thresholds.
What deductions and credits are unique to Hawaii in 2026?
Hawaii offers standard deduction of $2,200 (single) / $4,400 (married). Additional state-specific items typically include: Hawaii-specific tax credits (e.g., property tax credit, education credit, EITC supplement if available), retirement income exclusions, and state-conformity to federal deductions like SALT cap, mortgage interest, charitable contributions. Check Hawaii's state tax form for the full list of state-specific credits in 2026.
If I work remotely in Hawaii for an out-of-state employer, what tax do I pay?
As a Hawaii resident working remotely for an out-of-state employer, the rules depend on reciprocity agreements. Reciprocity-pair states (PA-NJ, IL-IA, MI-OH, etc.) let you pay tax only to Hawaii. Without reciprocity, you may pay tax to BOTH states, then claim a credit on Hawaii's return for taxes paid to the work state. NY, PA-Philadelphia, and other "convenience of employer" jurisdictions can override these rules. Verify your employer's state tax setup.