Taxes in Irondequoit, New York
Complete tax guide for Irondequoit, NY. State income tax up to 6.85%, 1.65% property tax, 6.61% sales tax. Calculate your total tax burden.
State Income Tax
6.85%
New York
Property Tax
1.65%
Effective rate
Sales Tax
6.61%
Combined rate
Tax Burden
Very High
Irondequoit, NY Tax Overview
Population
50,450
Median Income
$64,600
Cost of Living
142.1 (100 = avg)
State Income Tax
6.85%
Local Income Tax
0.66%
Median Home Price
$485,000
Irondequoit Tax Calculator
Pre-filled with Irondequoit median: $64,600
Total Tax Burden in Irondequoit
$15,619
Take-Home: $48,981 · Effective Rate: 24.18%
Federal Tax
$5,826
9.02% eff.
NY State + Local
$4,851
7.51% eff.
FICA
$4,942
7.65% eff.
Take-Home
$48,981
75.82% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $64,600.00 | $5,383.33 |
| Federal Income Tax | -$5,826.00 | -$485.50 |
| New York State Tax | -$4,425.10 | -$368.76 |
| Irondequoit Local Tax (0.66%) | -$426.36 | -$35.53 |
| Social Security (6.2%) | -$4,005.20 | -$333.77 |
| Medicare (1.45%) | -$936.70 | -$78.06 |
| Take-Home Pay | $48,980.64 | $4,081.72 |
Property Tax in Irondequoit
Median Home
$485,000
Annual Tax
$8,003
Monthly Tax
$667
Effective Rate
1.65%
Sales Tax in Irondequoit
Combined Rate
6.61%
State Portion
~4.1%
Local Portion
~2.5%
The combined sales tax rate in Irondequoit is 6.61%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.61 in sales tax.
Tax Burden Comparison
| Tax Type | Irondequoit | New York Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.85% + 0.66% | 6.85% | 4.6% |
| Property Tax | 1.65% | ~1.65% | 1.1% |
| Sales Tax | 6.61% | ~6.61% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Irondequoit Residents
- New York's income tax rate of 6.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Irondequoit has a local income tax of 0.66%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Irondequoit (1.65%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in New York
New York City
Very HighBuffalo
Very HighYonkers
Very HighRochester
Very HighSyracuse
Very HighAlbany
Very HighNew Rochelle
Very HighCalculate Your Full New York Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Irondequoit, NY?
Irondequoit, New York has a state income tax rate up to 6.85%, plus a local income tax of 0.66%. The property tax rate is 1.65% and the combined sales tax rate is 6.61%.
How much is property tax in Irondequoit?
The effective property tax rate in Irondequoit is 1.65%. On the median home price of $485,000, this equals approximately $8,003 per year or $667 per month. This is above the national average of 1.1%.
What is the sales tax rate in Irondequoit?
The combined sales tax rate in Irondequoit is 6.61%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Irondequoit's tax burden compare to other cities?
Irondequoit has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 37.1%. The combination of 6.85% state income tax, 1.65% property tax, and 6.61% sales tax determines the total burden. Cost of living index is 142.1 (100 = national average).
Are there any local taxes in Irondequoit?
Yes. Irondequoit imposes a local income tax of 0.66% in addition to the state income tax of 6.85%.