Taxes in Irvington, New Jersey
Complete tax guide for Irvington, NJ. State income tax up to 8.97%, 2.12% property tax, 7.22% sales tax. Calculate your total tax burden.
State Income Tax
8.97%
New Jersey
Property Tax
2.12%
Effective rate
Sales Tax
7.22%
Combined rate
Tax Burden
Very High
Irvington, NJ Tax Overview
Population
60,190
Median Income
$85,800
Cost of Living
130.1 (100 = avg)
State Income Tax
8.97%
Median Home Price
$431,000
Irvington Tax Calculator
Pre-filled with Irvington median: $85,800
Total Tax Burden in Irvington
$24,750
Take-Home: $61,050 · Effective Rate: 28.85%
Federal Tax
$10,490
12.23% eff.
NJ State
$7,696
8.97% eff.
FICA
$6,564
7.65% eff.
Take-Home
$61,050
71.15% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $85,800.00 | $7,150.00 |
| Federal Income Tax | -$10,490.00 | -$874.17 |
| New Jersey State Tax | -$7,696.26 | -$641.36 |
| Social Security (6.2%) | -$5,319.60 | -$443.30 |
| Medicare (1.45%) | -$1,244.10 | -$103.68 |
| Take-Home Pay | $61,050.04 | $5,087.50 |
Property Tax in Irvington
Median Home
$431,000
Annual Tax
$9,137
Monthly Tax
$761
Effective Rate
2.12%
Sales Tax in Irvington
Combined Rate
7.22%
State Portion
~4.7%
Local Portion
~2.5%
The combined sales tax rate in Irvington is 7.22%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.22 in sales tax.
Tax Burden Comparison
| Tax Type | Irvington | New Jersey Avg | National Avg |
|---|---|---|---|
| Income Tax | 8.97% | 8.97% | 4.6% |
| Property Tax | 2.12% | ~2.12% | 1.1% |
| Sales Tax | 7.22% | ~7.22% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Irvington Residents
- New Jersey's income tax rate of 8.97% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Irvington (2.12%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Irvington, NJ?
Irvington, New Jersey has a state income tax rate up to 8.97%. The property tax rate is 2.12% and the combined sales tax rate is 7.22%.
How much is property tax in Irvington?
The effective property tax rate in Irvington is 2.12%. On the median home price of $431,000, this equals approximately $9,137 per year or $761 per month. This is above the national average of 1.1%.
What is the sales tax rate in Irvington?
The combined sales tax rate in Irvington is 7.22%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Irvington's tax burden compare to other cities?
Irvington has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 37%. The combination of 8.97% state income tax, 2.12% property tax, and 7.22% sales tax determines the total burden. Cost of living index is 130.1 (100 = national average).
Are there any local taxes in Irvington?
Irvington does not impose a separate local or city income tax. Residents pay the state income tax of 8.97%, federal income tax, and FICA (Social Security and Medicare).