Taxes in Lacey, New York
Complete tax guide for Lacey, NY. State income tax up to 6.85%, 1.79% property tax, 6.09% sales tax. Calculate your total tax burden.
State Income Tax
6.85%
New York
Property Tax
1.79%
Effective rate
Sales Tax
6.09%
Combined rate
Tax Burden
Very High
Lacey, NY Tax Overview
Population
29,252
Median Income
$74,300
Cost of Living
125.9 (100 = avg)
State Income Tax
6.85%
Local Income Tax
1.49%
Median Home Price
$437,000
Lacey Tax Calculator
Pre-filled with Lacey median: $74,300
Total Tax Burden in Lacey
$19,841
Take-Home: $54,459 · Effective Rate: 26.70%
Federal Tax
$7,960
10.71% eff.
NY State + Local
$6,197
8.34% eff.
FICA
$5,684
7.65% eff.
Take-Home
$54,459
73.30% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $74,300.00 | $6,191.67 |
| Federal Income Tax | -$7,960.00 | -$663.33 |
| New York State Tax | -$5,089.55 | -$424.13 |
| Lacey Local Tax (1.49%) | -$1,107.07 | -$92.26 |
| Social Security (6.2%) | -$4,606.60 | -$383.88 |
| Medicare (1.45%) | -$1,077.35 | -$89.78 |
| Take-Home Pay | $54,459.43 | $4,538.29 |
Property Tax in Lacey
Median Home
$437,000
Annual Tax
$7,822
Monthly Tax
$652
Effective Rate
1.79%
Sales Tax in Lacey
Combined Rate
6.09%
State Portion
~3.6%
Local Portion
~2.5%
The combined sales tax rate in Lacey is 6.09%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.09 in sales tax.
Tax Burden Comparison
| Tax Type | Lacey | New York Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.85% + 1.49% | 6.85% | 4.6% |
| Property Tax | 1.79% | ~1.79% | 1.1% |
| Sales Tax | 6.09% | ~6.09% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Lacey Residents
- New York's income tax rate of 6.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Lacey has a local income tax of 1.49%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Lacey (1.79%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Lacey, NY?
Lacey, New York has a state income tax rate up to 6.85%, plus a local income tax of 1.49%. The property tax rate is 1.79% and the combined sales tax rate is 6.09%.
How much is property tax in Lacey?
The effective property tax rate in Lacey is 1.79%. On the median home price of $437,000, this equals approximately $7,822 per year or $652 per month. This is above the national average of 1.1%.
What is the sales tax rate in Lacey?
The combined sales tax rate in Lacey is 6.09%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Lacey's tax burden compare to other cities?
Lacey has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 35.9%. The combination of 6.85% state income tax, 1.79% property tax, and 6.09% sales tax determines the total burden. Cost of living index is 125.9 (100 = national average).
Are there any local taxes in Lacey?
Yes. Lacey imposes a local income tax of 1.49% in addition to the state income tax of 6.85%.