Taxes in Malden, Massachusetts
Complete tax guide for Malden, MA. State income tax up to 5%, 1.19% property tax, 8.5% sales tax. Calculate your total tax burden.
State Income Tax
5%
Massachusetts
Property Tax
1.19%
Effective rate
Sales Tax
8.5%
Combined rate
Tax Burden
High
Malden, MA Tax Overview
Population
60,984
Median Income
$90,300
Cost of Living
126.3 (100 = avg)
State Income Tax
5%
Median Home Price
$640,000
Malden Tax Calculator
Pre-filled with Malden median: $90,300
Total Tax Burden in Malden
$22,903
Take-Home: $67,397 · Effective Rate: 25.36%
Federal Tax
$11,480
12.71% eff.
MA State
$4,515
5.00% eff.
FICA
$6,908
7.65% eff.
Take-Home
$67,397
74.64% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $90,300.00 | $7,525.00 |
| Federal Income Tax | -$11,480.00 | -$956.67 |
| Massachusetts State Tax | -$4,515.00 | -$376.25 |
| Social Security (6.2%) | -$5,598.60 | -$466.55 |
| Medicare (1.45%) | -$1,309.35 | -$109.11 |
| Take-Home Pay | $67,397.05 | $5,616.42 |
Property Tax in Malden
Median Home
$640,000
Annual Tax
$7,616
Monthly Tax
$635
Effective Rate
1.19%
Sales Tax in Malden
Combined Rate
8.5%
State Portion
~6.0%
Local Portion
~2.5%
The combined sales tax rate in Malden is 8.5%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.50 in sales tax.
Tax Burden Comparison
| Tax Type | Malden | Massachusetts Avg | National Avg |
|---|---|---|---|
| Income Tax | 5% | 5% | 4.6% |
| Property Tax | 1.19% | ~1.19% | 1.1% |
| Sales Tax | 8.5% | ~8.5% | 7.12% |
| Overall Burden | High | — | Moderate |
About Taxes in Malden
Malden has a population of approximately 60,984 residents with a median household income of $90,300. The cost of living index is 126.3 (26.3% higher than the national average of 100).
Tax burden classification: High. Effective combined tax rate of 31.2% includes federal, state, FICA, property, and sales taxes for a typical Malden household.
Official Tax Resources for Massachusetts
For authoritative Massachusetts tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Massachusetts Department of Revenue — official state revenue agency
- Massachusetts Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Malden Residents
- Massachusetts's income tax rate of 5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Malden (1.19%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 8.5% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Massachusetts
Boston
Very HighWorcester
HighSpringfield
ModerateCambridge
Very HighLowell
HighBrockton
HighNew Bedford
HighSources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Massachusetts state tax provisions. Property tax estimates use Malden's median home value of $640,000and the local effective property tax rate of 1.19%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Massachusetts Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Massachusetts Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Malden, MA?
Malden, Massachusetts has a state income tax rate up to 5%. The property tax rate is 1.19% and the combined sales tax rate is 8.5%.
How much is property tax in Malden?
The effective property tax rate in Malden is 1.19%. On the median home price of $640,000, this equals approximately $7,616 per year or $635 per month. This is above the national average of 1.1%.
What is the sales tax rate in Malden?
The combined sales tax rate in Malden is 8.5%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Malden's tax burden compare to other cities?
Malden has a high overall tax burden. The effective total tax rate for a median-income household is approximately 31.2%. The combination of 5% state income tax, 1.19% property tax, and 8.5% sales tax determines the total burden. Cost of living index is 126.3 (100 = national average).
Are there any local taxes in Malden?
Malden does not impose a separate local or city income tax. Residents pay the state income tax of 5%, federal income tax, and FICA (Social Security and Medicare).