Taxes in Mobile, Alabama
Complete tax guide for Mobile, AL. State income tax up to 5%, 0.47% property tax, 10% sales tax. Calculate your total tax burden.
State Income Tax
5%
Alabama
Property Tax
0.47%
Effective rate
Sales Tax
10%
Combined rate
Tax Burden
Very Low
Mobile, AL Tax Overview
Population
187,041
Median Income
$41,134
Cost of Living
85.2 (100 = avg)
State Income Tax
5%
Median Home Price
$135,000
Mobile Tax Calculator
Pre-filled with Mobile median: $41,134
Total Tax Burden in Mobile
$8,101
Take-Home: $33,033 · Effective Rate: 19.69%
Federal Tax
$2,898
7.04% eff.
AL State
$2,057
5.00% eff.
FICA
$3,147
7.65% eff.
Take-Home
$33,033
80.31% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $41,134.00 | $3,427.83 |
| Federal Income Tax | -$2,897.58 | -$241.47 |
| Alabama State Tax | -$2,056.70 | -$171.39 |
| Social Security (6.2%) | -$2,550.31 | -$212.53 |
| Medicare (1.45%) | -$596.44 | -$49.70 |
| Take-Home Pay | $33,032.97 | $2,752.75 |
Property Tax in Mobile
Median Home
$135,000
Annual Tax
$634
Monthly Tax
$53
Effective Rate
0.47%
Sales Tax in Mobile
Combined Rate
10%
State Portion
~7.5%
Local Portion
~2.5%
The combined sales tax rate in Mobile is 10%, which is above the national average of 7.12%. On a $100 purchase, you would pay $10.00 in sales tax.
Tax Burden Comparison
| Tax Type | Mobile | Alabama Avg | National Avg |
|---|---|---|---|
| Income Tax | 5% | 5% | 4.6% |
| Property Tax | 0.47% | ~0.47% | 1.1% |
| Sales Tax | 10% | ~10% | 7.12% |
| Overall Burden | Very Low | — | Moderate |
Tax Saving Tips for Mobile Residents
- Alabama's income tax rate of 5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Mobile (0.47%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 10% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Alabama
Calculate Your Full Alabama Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Mobile, AL?
Mobile, Alabama has a state income tax rate up to 5%. The property tax rate is 0.47% and the combined sales tax rate is 10%.
How much is property tax in Mobile?
The effective property tax rate in Mobile is 0.47%. On the median home price of $135,000, this equals approximately $634 per year or $53 per month. This is below the national average of 1.1%.
What is the sales tax rate in Mobile?
The combined sales tax rate in Mobile is 10%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Mobile's tax burden compare to other cities?
Mobile has a very low overall tax burden. The effective total tax rate for a median-income household is approximately 23%. The combination of 5% state income tax, 0.47% property tax, and 10% sales tax determines the total burden. Cost of living index is 85.2 (100 = national average).
Are there any local taxes in Mobile?
Mobile does not impose a separate local or city income tax. Residents pay the state income tax of 5%, federal income tax, and FICA (Social Security and Medicare).