Taxes in Modesto, California
Complete tax guide for Modesto, CA. State income tax up to 13.3%, 0.83% property tax, 8.38% sales tax. Calculate your total tax burden.
State Income Tax
13.3%
California
Property Tax
0.83%
Effective rate
Sales Tax
8.38%
Combined rate
Tax Burden
Very High
Modesto, CA Tax Overview
Central Valley
Population
218,464
Median Income
$58,712
Cost of Living
106.3 (100 = avg)
State Income Tax
13.3%
Median Home Price
$370,000
Modesto Tax Calculator
Pre-filled with Modesto median: $58,712
Total Tax Burden in Modesto
$17,307
Take-Home: $41,405 · Effective Rate: 29.48%
Federal Tax
$5,007
8.53% eff.
CA State
$7,809
13.30% eff.
FICA
$4,491
7.65% eff.
Take-Home
$41,405
70.52% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $58,712.00 | $4,892.67 |
| Federal Income Tax | -$5,006.94 | -$417.25 |
| California State Tax | -$7,808.70 | -$650.72 |
| Social Security (6.2%) | -$3,640.14 | -$303.35 |
| Medicare (1.45%) | -$851.32 | -$70.94 |
| Take-Home Pay | $41,404.90 | $3,450.41 |
Property Tax in Modesto
Median Home
$370,000
Annual Tax
$3,071
Monthly Tax
$256
Effective Rate
0.83%
Sales Tax in Modesto
Combined Rate
8.38%
State Portion
~5.9%
Local Portion
~2.5%
The combined sales tax rate in Modesto is 8.38%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.38 in sales tax.
Tax Burden Comparison
| Tax Type | Modesto | California Avg | National Avg |
|---|---|---|---|
| Income Tax | 13.3% | 13.3% | 4.6% |
| Property Tax | 0.83% | ~0.83% | 1.1% |
| Sales Tax | 8.38% | ~8.38% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for Modesto Residents
- California's income tax rate of 13.3% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Modesto (0.83%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.38% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Modesto, CA?
Modesto, California has a state income tax rate up to 13.3%. The property tax rate is 0.83% and the combined sales tax rate is 8.38%. Central Valley
How much is property tax in Modesto?
The effective property tax rate in Modesto is 0.83%. On the median home price of $370,000, this equals approximately $3,071 per year or $256 per month. This is below the national average of 1.1%.
What is the sales tax rate in Modesto?
The combined sales tax rate in Modesto is 8.38%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Modesto's tax burden compare to other cities?
Modesto has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 34%. The combination of 13.3% state income tax, 0.83% property tax, and 8.38% sales tax determines the total burden. Cost of living index is 106.3 (100 = national average).
Are there any local taxes in Modesto?
Modesto does not impose a separate local or city income tax. Residents pay the state income tax of 13.3%, federal income tax, and FICA (Social Security and Medicare). Central Valley