Taxes in North Chicago, Illinois
Complete tax guide for North Chicago, IL. State income tax up to 4.95%, 2.04% property tax, 7.25% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.04%
Effective rate
Sales Tax
7.25%
Combined rate
Tax Burden
High
North Chicago, IL Tax Overview
Population
29,887
Median Income
$60,300
Cost of Living
93.3 (100 = avg)
State Income Tax
4.95%
Median Home Price
$241,000
North Chicago Tax Calculator
Pre-filled with North Chicago median: $60,300
Total Tax Burden in North Chicago
$12,795
Take-Home: $47,505 · Effective Rate: 21.22%
Federal Tax
$5,198
8.62% eff.
IL State
$2,985
4.95% eff.
FICA
$4,613
7.65% eff.
Take-Home
$47,505
78.78% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $60,300.00 | $5,025.00 |
| Federal Income Tax | -$5,197.50 | -$433.13 |
| Illinois State Tax | -$2,984.85 | -$248.74 |
| Social Security (6.2%) | -$3,738.60 | -$311.55 |
| Medicare (1.45%) | -$874.35 | -$72.86 |
| Take-Home Pay | $47,504.70 | $3,958.73 |
Property Tax in North Chicago
Median Home
$241,000
Annual Tax
$4,916
Monthly Tax
$410
Effective Rate
2.04%
Sales Tax in North Chicago
Combined Rate
7.25%
State Portion
~4.8%
Local Portion
~2.5%
The combined sales tax rate in North Chicago is 7.25%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.25 in sales tax.
Tax Burden Comparison
| Tax Type | North Chicago | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.04% | ~2.04% | 1.1% |
| Sales Tax | 7.25% | ~7.25% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for North Chicago Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in North Chicago (2.04%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in North Chicago, IL?
North Chicago, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.04% and the combined sales tax rate is 7.25%.
How much is property tax in North Chicago?
The effective property tax rate in North Chicago is 2.04%. On the median home price of $241,000, this equals approximately $4,916 per year or $410 per month. This is above the national average of 1.1%.
What is the sales tax rate in North Chicago?
The combined sales tax rate in North Chicago is 7.25%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does North Chicago's tax burden compare to other cities?
North Chicago has a high overall tax burden. The effective total tax rate for a median-income household is approximately 30.5%. The combination of 4.95% state income tax, 2.04% property tax, and 7.25% sales tax determines the total burden. Cost of living index is 93.3 (100 = national average).
Are there any local taxes in North Chicago?
North Chicago does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).