Taxes in Oak Lawn, Illinois
Complete tax guide for Oak Lawn, IL. State income tax up to 4.95%, 2.05% property tax, 8.03% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Illinois
Property Tax
2.05%
Effective rate
Sales Tax
8.03%
Combined rate
Tax Burden
High
Oak Lawn, IL Tax Overview
Population
55,245
Median Income
$59,400
Cost of Living
98.2 (100 = avg)
State Income Tax
4.95%
Median Home Price
$277,000
Oak Lawn Tax Calculator
Pre-filled with Oak Lawn median: $59,400
Total Tax Burden in Oak Lawn
$12,574
Take-Home: $46,826 · Effective Rate: 21.17%
Federal Tax
$5,090
8.57% eff.
IL State
$2,940
4.95% eff.
FICA
$4,544
7.65% eff.
Take-Home
$46,826
78.83% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $59,400.00 | $4,950.00 |
| Federal Income Tax | -$5,089.50 | -$424.13 |
| Illinois State Tax | -$2,940.30 | -$245.03 |
| Social Security (6.2%) | -$3,682.80 | -$306.90 |
| Medicare (1.45%) | -$861.30 | -$71.78 |
| Take-Home Pay | $46,826.10 | $3,902.17 |
Property Tax in Oak Lawn
Median Home
$277,000
Annual Tax
$5,678
Monthly Tax
$473
Effective Rate
2.05%
Sales Tax in Oak Lawn
Combined Rate
8.03%
State Portion
~5.5%
Local Portion
~2.5%
The combined sales tax rate in Oak Lawn is 8.03%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.03 in sales tax.
Tax Burden Comparison
| Tax Type | Oak Lawn | Illinois Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% | 4.95% | 4.6% |
| Property Tax | 2.05% | ~2.05% | 1.1% |
| Sales Tax | 8.03% | ~8.03% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Oak Lawn Residents
- Illinois's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Oak Lawn (2.05%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 8.03% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Oak Lawn, IL?
Oak Lawn, Illinois has a state income tax rate up to 4.95%. The property tax rate is 2.05% and the combined sales tax rate is 8.03%.
How much is property tax in Oak Lawn?
The effective property tax rate in Oak Lawn is 2.05%. On the median home price of $277,000, this equals approximately $5,678 per year or $473 per month. This is above the national average of 1.1%.
What is the sales tax rate in Oak Lawn?
The combined sales tax rate in Oak Lawn is 8.03%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Oak Lawn's tax burden compare to other cities?
Oak Lawn has a high overall tax burden. The effective total tax rate for a median-income household is approximately 32.2%. The combination of 4.95% state income tax, 2.05% property tax, and 8.03% sales tax determines the total burden. Cost of living index is 98.2 (100 = national average).
Are there any local taxes in Oak Lawn?
Oak Lawn does not impose a separate local or city income tax. Residents pay the state income tax of 4.95%, federal income tax, and FICA (Social Security and Medicare).