Taxes in OFallon, Missouri
Complete tax guide for OFallon, MO. State income tax up to 4.95%, 1.03% property tax, 5.24% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Missouri
Property Tax
1.03%
Effective rate
Sales Tax
5.24%
Combined rate
Tax Burden
Moderate
OFallon, MO Tax Overview
Population
91,316
Median Income
$62,000
Cost of Living
87.3 (100 = avg)
State Income Tax
4.95%
Local Income Tax
1.24%
Median Home Price
$194,000
OFallon Tax Calculator
Pre-filled with OFallon median: $62,000
Total Tax Burden in OFallon
$13,982
Take-Home: $48,018 · Effective Rate: 22.55%
Federal Tax
$5,402
8.71% eff.
MO State + Local
$3,838
6.19% eff.
FICA
$4,743
7.65% eff.
Take-Home
$48,018
77.45% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $62,000.00 | $5,166.67 |
| Federal Income Tax | -$5,401.50 | -$450.13 |
| Missouri State Tax | -$3,069.00 | -$255.75 |
| OFallon Local Tax (1.24%) | -$768.80 | -$64.07 |
| Social Security (6.2%) | -$3,844.00 | -$320.33 |
| Medicare (1.45%) | -$899.00 | -$74.92 |
| Take-Home Pay | $48,017.70 | $4,001.48 |
Property Tax in OFallon
Median Home
$194,000
Annual Tax
$1,998
Monthly Tax
$167
Effective Rate
1.03%
Sales Tax in OFallon
Combined Rate
5.24%
State Portion
~2.7%
Local Portion
~2.5%
The combined sales tax rate in OFallon is 5.24%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.24 in sales tax.
Tax Burden Comparison
| Tax Type | OFallon | Missouri Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% + 1.24% | 4.95% | 4.6% |
| Property Tax | 1.03% | ~1.03% | 1.1% |
| Sales Tax | 5.24% | ~5.24% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for OFallon Residents
- Missouri's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- OFallon has a local income tax of 1.24%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in OFallon (1.03%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in OFallon, MO?
OFallon, Missouri has a state income tax rate up to 4.95%, plus a local income tax of 1.24%. The property tax rate is 1.03% and the combined sales tax rate is 5.24%.
How much is property tax in OFallon?
The effective property tax rate in OFallon is 1.03%. On the median home price of $194,000, this equals approximately $1,998 per year or $167 per month. This is below the national average of 1.1%.
What is the sales tax rate in OFallon?
The combined sales tax rate in OFallon is 5.24%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does OFallon's tax burden compare to other cities?
OFallon has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 26.1%. The combination of 4.95% state income tax, 1.03% property tax, and 5.24% sales tax determines the total burden. Cost of living index is 87.3 (100 = national average).
Are there any local taxes in OFallon?
Yes. OFallon imposes a local income tax of 1.24% in addition to the state income tax of 4.95%.