Taxes in San Bernardino, California
Complete tax guide for San Bernardino, CA. State income tax up to 13.3%, 0.92% property tax, 8.75% sales tax. Calculate your total tax burden.
State Income Tax
13.3%
California
Property Tax
0.92%
Effective rate
Sales Tax
8.75%
Combined rate
Tax Burden
Very High
San Bernardino, CA Tax Overview
Inland Empire
Population
222,101
Median Income
$44,312
Cost of Living
98.7 (100 = avg)
State Income Tax
13.3%
Median Home Price
$350,000
San Bernardino Tax Calculator
Pre-filled with San Bernardino median: $44,312
Total Tax Burden in San Bernardino
$12,562
Take-Home: $31,750 · Effective Rate: 28.35%
Federal Tax
$3,279
7.40% eff.
CA State
$5,893
13.30% eff.
FICA
$3,390
7.65% eff.
Take-Home
$31,750
71.65% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $44,312.00 | $3,692.67 |
| Federal Income Tax | -$3,278.94 | -$273.25 |
| California State Tax | -$5,893.50 | -$491.12 |
| Social Security (6.2%) | -$2,747.34 | -$228.95 |
| Medicare (1.45%) | -$642.52 | -$53.54 |
| Take-Home Pay | $31,749.70 | $2,645.81 |
Property Tax in San Bernardino
Median Home
$350,000
Annual Tax
$3,220
Monthly Tax
$268
Effective Rate
0.92%
Sales Tax in San Bernardino
Combined Rate
8.75%
State Portion
~6.3%
Local Portion
~2.5%
The combined sales tax rate in San Bernardino is 8.75%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.75 in sales tax.
Tax Burden Comparison
| Tax Type | San Bernardino | California Avg | National Avg |
|---|---|---|---|
| Income Tax | 13.3% | 13.3% | 4.6% |
| Property Tax | 0.92% | ~0.92% | 1.1% |
| Sales Tax | 8.75% | ~8.75% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for San Bernardino Residents
- California's income tax rate of 13.3% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in San Bernardino (0.92%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.75% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in San Bernardino, CA?
San Bernardino, California has a state income tax rate up to 13.3%. The property tax rate is 0.92% and the combined sales tax rate is 8.75%. Inland Empire
How much is property tax in San Bernardino?
The effective property tax rate in San Bernardino is 0.92%. On the median home price of $350,000, this equals approximately $3,220 per year or $268 per month. This is below the national average of 1.1%.
What is the sales tax rate in San Bernardino?
The combined sales tax rate in San Bernardino is 8.75%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does San Bernardino's tax burden compare to other cities?
San Bernardino has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 34.1%. The combination of 13.3% state income tax, 0.92% property tax, and 8.75% sales tax determines the total burden. Cost of living index is 98.7 (100 = national average).
Are there any local taxes in San Bernardino?
San Bernardino does not impose a separate local or city income tax. Residents pay the state income tax of 13.3%, federal income tax, and FICA (Social Security and Medicare). Inland Empire