Taxes in San Jose, California
Complete tax guide for San Jose, CA. State income tax up to 13.3%, 0.68% property tax, 9.38% sales tax. Calculate your total tax burden.
State Income Tax
13.3%
California
Property Tax
0.68%
Effective rate
Sales Tax
9.38%
Combined rate
Tax Burden
Very High
San Jose, CA Tax Overview
Silicon Valley; among highest median incomes and home prices in US
Population
1,013,240
Median Income
$124,055
Cost of Living
214.3 (100 = avg)
State Income Tax
13.3%
Median Home Price
$1,280,000
San Jose Tax Calculator
Pre-filled with San Jose median: $124,055
Total Tax Burden in San Jose
$45,010
Take-Home: $79,045 · Effective Rate: 36.28%
Federal Tax
$19,020
15.33% eff.
CA State
$16,499
13.30% eff.
FICA
$9,490
7.65% eff.
Take-Home
$79,045
63.72% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $124,055.00 | $10,337.92 |
| Federal Income Tax | -$19,020.20 | -$1,585.02 |
| California State Tax | -$16,499.32 | -$1,374.94 |
| Social Security (6.2%) | -$7,691.41 | -$640.95 |
| Medicare (1.45%) | -$1,798.80 | -$149.90 |
| Take-Home Pay | $79,045.28 | $6,587.11 |
Property Tax in San Jose
Median Home
$1,280,000
Annual Tax
$8,704
Monthly Tax
$725
Effective Rate
0.68%
Sales Tax in San Jose
Combined Rate
9.38%
State Portion
~6.9%
Local Portion
~2.5%
The combined sales tax rate in San Jose is 9.38%, which is above the national average of 7.12%. On a $100 purchase, you would pay $9.38 in sales tax.
Tax Burden Comparison
| Tax Type | San Jose | California Avg | National Avg |
|---|---|---|---|
| Income Tax | 13.3% | 13.3% | 4.6% |
| Property Tax | 0.68% | ~0.68% | 1.1% |
| Sales Tax | 9.38% | ~9.38% | 7.12% |
| Overall Burden | Very High | — | Moderate |
Tax Saving Tips for San Jose Residents
- California's income tax rate of 13.3% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in San Jose (0.68%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 9.38% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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Very HighCalculate Your Full California Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in San Jose, CA?
San Jose, California has a state income tax rate up to 13.3%. The property tax rate is 0.68% and the combined sales tax rate is 9.38%. Silicon Valley; among highest median incomes and home prices in US
How much is property tax in San Jose?
The effective property tax rate in San Jose is 0.68%. On the median home price of $1,280,000, this equals approximately $8,704 per year or $725 per month. This is below the national average of 1.1%.
What is the sales tax rate in San Jose?
The combined sales tax rate in San Jose is 9.38%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does San Jose's tax burden compare to other cities?
San Jose has a very high overall tax burden. The effective total tax rate for a median-income household is approximately 38%. The combination of 13.3% state income tax, 0.68% property tax, and 9.38% sales tax determines the total burden. Cost of living index is 214.3 (100 = national average).
Are there any local taxes in San Jose?
San Jose does not impose a separate local or city income tax. Residents pay the state income tax of 13.3%, federal income tax, and FICA (Social Security and Medicare). Silicon Valley; among highest median incomes and home prices in US