Taxes in Severn, Maryland
Complete tax guide for Severn, MD. State income tax up to 5.75%, 1.07% property tax, 6.87% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Maryland
Property Tax
1.07%
Effective rate
Sales Tax
6.87%
Combined rate
Tax Burden
Moderate
Severn, MD Tax Overview
Population
47,144
Median Income
$81,800
Cost of Living
106.8 (100 = avg)
State Income Tax
5.75%
Local Income Tax
1.88%
Median Home Price
$345,000
Severn Tax Calculator
Pre-filled with Severn median: $81,800
Total Tax Burden in Severn
$22,109
Take-Home: $59,691 · Effective Rate: 27.03%
Federal Tax
$9,610
11.75% eff.
MD State + Local
$6,241
7.63% eff.
FICA
$6,258
7.65% eff.
Take-Home
$59,691
72.97% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $81,800.00 | $6,816.67 |
| Federal Income Tax | -$9,610.00 | -$800.83 |
| Maryland State Tax | -$4,703.50 | -$391.96 |
| Severn Local Tax (1.88%) | -$1,537.84 | -$128.15 |
| Social Security (6.2%) | -$5,071.60 | -$422.63 |
| Medicare (1.45%) | -$1,186.10 | -$98.84 |
| Take-Home Pay | $59,690.96 | $4,974.25 |
Property Tax in Severn
Median Home
$345,000
Annual Tax
$3,692
Monthly Tax
$308
Effective Rate
1.07%
Sales Tax in Severn
Combined Rate
6.87%
State Portion
~4.4%
Local Portion
~2.5%
The combined sales tax rate in Severn is 6.87%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.87 in sales tax.
Tax Burden Comparison
| Tax Type | Severn | Maryland Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% + 1.88% | 5.75% | 4.6% |
| Property Tax | 1.07% | ~1.07% | 1.1% |
| Sales Tax | 6.87% | ~6.87% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Severn Residents
- Maryland's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Severn has a local income tax of 1.88%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Severn (1.07%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Maryland Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Severn, MD?
Severn, Maryland has a state income tax rate up to 5.75%, plus a local income tax of 1.88%. The property tax rate is 1.07% and the combined sales tax rate is 6.87%.
How much is property tax in Severn?
The effective property tax rate in Severn is 1.07%. On the median home price of $345,000, this equals approximately $3,692 per year or $308 per month. This is below the national average of 1.1%.
What is the sales tax rate in Severn?
The combined sales tax rate in Severn is 6.87%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Severn's tax burden compare to other cities?
Severn has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.4%. The combination of 5.75% state income tax, 1.07% property tax, and 6.87% sales tax determines the total burden. Cost of living index is 106.8 (100 = national average).
Are there any local taxes in Severn?
Yes. Severn imposes a local income tax of 1.88% in addition to the state income tax of 5.75%.