Taxes in Smithtown, New York
Complete tax guide for Smithtown, NY. State income tax up to 6.85%, 1.65% property tax, 5.41% sales tax. Calculate your total tax burden.
State Income Tax
6.85%
New York
Property Tax
1.65%
Effective rate
Sales Tax
5.41%
Combined rate
Tax Burden
High
Smithtown, NY Tax Overview
Population
117,801
Median Income
$82,800
Cost of Living
141.6 (100 = avg)
State Income Tax
6.85%
Local Income Tax
1.18%
Median Home Price
$454,000
Smithtown Tax Calculator
Pre-filled with Smithtown median: $82,800
Total Tax Burden in Smithtown
$22,813
Take-Home: $59,987 · Effective Rate: 27.55%
Federal Tax
$9,830
11.87% eff.
NY State + Local
$6,649
8.03% eff.
FICA
$6,334
7.65% eff.
Take-Home
$59,987
72.45% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $82,800.00 | $6,900.00 |
| Federal Income Tax | -$9,830.00 | -$819.17 |
| New York State Tax | -$5,671.80 | -$472.65 |
| Smithtown Local Tax (1.18%) | -$977.04 | -$81.42 |
| Social Security (6.2%) | -$5,133.60 | -$427.80 |
| Medicare (1.45%) | -$1,200.60 | -$100.05 |
| Take-Home Pay | $59,986.96 | $4,998.91 |
Property Tax in Smithtown
Median Home
$454,000
Annual Tax
$7,491
Monthly Tax
$624
Effective Rate
1.65%
Sales Tax in Smithtown
Combined Rate
5.41%
State Portion
~2.9%
Local Portion
~2.5%
The combined sales tax rate in Smithtown is 5.41%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.41 in sales tax.
Tax Burden Comparison
| Tax Type | Smithtown | New York Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.85% + 1.18% | 6.85% | 4.6% |
| Property Tax | 1.65% | ~1.65% | 1.1% |
| Sales Tax | 5.41% | ~5.41% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Smithtown Residents
- New York's income tax rate of 6.85% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Smithtown has a local income tax of 1.18%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Smithtown (1.65%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Smithtown, NY?
Smithtown, New York has a state income tax rate up to 6.85%, plus a local income tax of 1.18%. The property tax rate is 1.65% and the combined sales tax rate is 5.41%.
How much is property tax in Smithtown?
The effective property tax rate in Smithtown is 1.65%. On the median home price of $454,000, this equals approximately $7,491 per year or $624 per month. This is above the national average of 1.1%.
What is the sales tax rate in Smithtown?
The combined sales tax rate in Smithtown is 5.41%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Smithtown's tax burden compare to other cities?
Smithtown has a high overall tax burden. The effective total tax rate for a median-income household is approximately 33.9%. The combination of 6.85% state income tax, 1.65% property tax, and 5.41% sales tax determines the total burden. Cost of living index is 141.6 (100 = national average).
Are there any local taxes in Smithtown?
Yes. Smithtown imposes a local income tax of 1.18% in addition to the state income tax of 6.85%.