Taxes in University City, Missouri
Complete tax guide for University City, MO. State income tax up to 4.95%, 0.97% property tax, 6.3% sales tax. Calculate your total tax burden.
State Income Tax
4.95%
Missouri
Property Tax
0.97%
Effective rate
Sales Tax
6.3%
Combined rate
Tax Burden
Moderate
University City, MO Tax Overview
Population
34,504
Median Income
$50,300
Cost of Living
87.3 (100 = avg)
State Income Tax
4.95%
Local Income Tax
2.48%
Median Home Price
$185,000
University City Tax Calculator
Pre-filled with University City median: $50,300
Total Tax Burden in University City
$11,583
Take-Home: $38,717 · Effective Rate: 23.03%
Federal Tax
$3,998
7.95% eff.
MO State + Local
$3,737
7.43% eff.
FICA
$3,848
7.65% eff.
Take-Home
$38,717
76.97% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $50,300.00 | $4,191.67 |
| Federal Income Tax | -$3,997.50 | -$333.13 |
| Missouri State Tax | -$2,489.85 | -$207.49 |
| University City Local Tax (2.48%) | -$1,247.44 | -$103.95 |
| Social Security (6.2%) | -$3,118.60 | -$259.88 |
| Medicare (1.45%) | -$729.35 | -$60.78 |
| Take-Home Pay | $38,717.26 | $3,226.44 |
Property Tax in University City
Median Home
$185,000
Annual Tax
$1,795
Monthly Tax
$150
Effective Rate
0.97%
Sales Tax in University City
Combined Rate
6.3%
State Portion
~3.8%
Local Portion
~2.5%
The combined sales tax rate in University City is 6.3%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.30 in sales tax.
Tax Burden Comparison
| Tax Type | University City | Missouri Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.95% + 2.48% | 4.95% | 4.6% |
| Property Tax | 0.97% | ~0.97% | 1.1% |
| Sales Tax | 6.3% | ~6.3% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for University City Residents
- Missouri's income tax rate of 4.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- University City has a local income tax of 2.48%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in University City (0.97%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Missouri
Kansas City
ModerateSt. Louis
ModerateSpringfield
LowColumbia
LowIndependence
LowLee's Summit
ModerateCalculate Your Full Missouri Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in University City, MO?
University City, Missouri has a state income tax rate up to 4.95%, plus a local income tax of 2.48%. The property tax rate is 0.97% and the combined sales tax rate is 6.3%.
How much is property tax in University City?
The effective property tax rate in University City is 0.97%. On the median home price of $185,000, this equals approximately $1,795 per year or $150 per month. This is below the national average of 1.1%.
What is the sales tax rate in University City?
The combined sales tax rate in University City is 6.3%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does University City's tax burden compare to other cities?
University City has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.1%. The combination of 4.95% state income tax, 0.97% property tax, and 6.3% sales tax determines the total burden. Cost of living index is 87.3 (100 = national average).
Are there any local taxes in University City?
Yes. University City imposes a local income tax of 2.48% in addition to the state income tax of 4.95%.