Taxes in Urbandale, Iowa
Complete tax guide for Urbandale, IA. State income tax up to 5.7%, 1.62% property tax, 6.33% sales tax. Calculate your total tax burden.
State Income Tax
5.7%
Iowa
Property Tax
1.62%
Effective rate
Sales Tax
6.33%
Combined rate
Tax Burden
Moderate
Urbandale, IA Tax Overview
Population
45,580
Median Income
$58,900
Cost of Living
90 (100 = avg)
State Income Tax
5.7%
Median Home Price
$177,000
Urbandale Tax Calculator
Pre-filled with Urbandale median: $58,900
Total Tax Burden in Urbandale
$12,893
Take-Home: $46,007 · Effective Rate: 21.89%
Federal Tax
$5,030
8.54% eff.
IA State
$3,357
5.70% eff.
FICA
$4,506
7.65% eff.
Take-Home
$46,007
78.11% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $58,900.00 | $4,908.33 |
| Federal Income Tax | -$5,029.50 | -$419.13 |
| Iowa State Tax | -$3,357.30 | -$279.78 |
| Social Security (6.2%) | -$3,651.80 | -$304.32 |
| Medicare (1.45%) | -$854.05 | -$71.17 |
| Take-Home Pay | $46,007.35 | $3,833.95 |
Property Tax in Urbandale
Median Home
$177,000
Annual Tax
$2,867
Monthly Tax
$239
Effective Rate
1.62%
Sales Tax in Urbandale
Combined Rate
6.33%
State Portion
~3.8%
Local Portion
~2.5%
The combined sales tax rate in Urbandale is 6.33%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.33 in sales tax.
Tax Burden Comparison
| Tax Type | Urbandale | Iowa Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.7% | 5.7% | 4.6% |
| Property Tax | 1.62% | ~1.62% | 1.1% |
| Sales Tax | 6.33% | ~6.33% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Urbandale Residents
- Iowa's income tax rate of 5.7% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Urbandale (1.62%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Urbandale, IA?
Urbandale, Iowa has a state income tax rate up to 5.7%. The property tax rate is 1.62% and the combined sales tax rate is 6.33%.
How much is property tax in Urbandale?
The effective property tax rate in Urbandale is 1.62%. On the median home price of $177,000, this equals approximately $2,867 per year or $239 per month. This is above the national average of 1.1%.
What is the sales tax rate in Urbandale?
The combined sales tax rate in Urbandale is 6.33%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Urbandale's tax burden compare to other cities?
Urbandale has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.7%. The combination of 5.7% state income tax, 1.62% property tax, and 6.33% sales tax determines the total burden. Cost of living index is 90 (100 = national average).
Are there any local taxes in Urbandale?
Urbandale does not impose a separate local or city income tax. Residents pay the state income tax of 5.7%, federal income tax, and FICA (Social Security and Medicare).