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Real Estate Professional Loss in Oregon 2026

Calculate your real estate professional loss tax savings in Oregon. With Oregon's 9.9% top state tax rate, your combined savings are higher.

Oregon Tax Overview

State Income Tax
9.9%
progressive
Sales Tax
None
avg combined: 0%
Property Tax Rate
0.87%
Median Income
$67,058

No sales tax. High top rate (9.9%). Estate tax with $1M exemption (lowest). Kicker refund law.

Oregon Income Tax Brackets (Single)

4.75%
$0 - $4,300
6.75%
$4,300 - $10,750
8.75%
$10,750 - $125,000
Your bracket
9.9%
$125,000 +
$1,538
Est. Total Savings
$25,000
Max Deduction
Above-the-Line
Deduction Type
30.8%
Combined Tax Rate

Real Estate Professional Loss Savings Calculator for Oregon

$
$

Federal Savings

$1,100

22% bracket

Oregon State

$438

8.75% rate

Total Savings

$1,538

30.8% combined

At a 30.8% combined tax rate in Oregon, every $1,000 in deductions saves you $308 in taxes.

Savings by Tax Bracket in Oregon

10%
$938
12%
$1,038
22%
$1,538
24%
$1,638
32%
$2,038
35%
$2,188
37%
$2,288

Includes 8.75% Oregon state tax on top of federal savings.

Eligibility Requirements

Qualifying real estate professionals

  • 1750+ hours in real estate
  • 2More than 50% of work in real estate
  • 3Material participation required

Oregon residents should verify that this deduction is also recognized on their state tax return for additional savings of up to 9.9%.

Common Mistakes to Avoid

  • !Not meeting hour requirements
  • !Incorrect hour tracking
  • !Forgetting to claim the deduction on your Oregon state return (missing up to 9.9% additional savings)

Oregon Filing Tips

No sales tax saves on all purchases but high income tax offsets this. Low standard deduction ($2,745) means most should itemize. Oregon's $1M estate tax exemption is much lower than federal.

Required Tax Forms

Schedule EForm 8582

File these forms with your federal tax return to claim the real estate professional loss. Oregon may require additional state-specific forms.

Other Tax Deductions in Oregon

Rental Property Depreciation

Real Estate

~$11,881
est. savings

Rental Property Depreciation

Real Estate

~$16,773
est. savings

Mortgage Interest Deduction

Housing

~$4,892
est. savings

Property Tax Deduction

Housing

~$3,075
est. savings

Home Office Deduction

Housing

~$1,677
est. savings

Home Energy Tax Credit

Housing

~$1,800
est. savings

Residential Solar Tax Credit

Housing

~$7,500
est. savings

Military Moving Expenses

Housing

~$5,591
est. savings

Real Estate Professional Loss in Neighboring States

Washington

No state income tax

~$15,000
+13,462 vs Oregon

Idaho

5.8% top rate (flat)

~$18,955
+17,417 vs Oregon

Nevada

No state income tax

~$15,000
+13,462 vs Oregon

California

13.3% top rate (progressive)

~$24,068
+22,530 vs Oregon

Tax Calculators for Oregon Cities

PortlandSalemEugeneGreshamHillsboroBendBeavertonMedfordSpringfieldCorvallis

Calculate Your Full Tax Savings in Oregon

Use our free tax calculators to optimize your entire tax return for Oregon.

Income Tax CalculatorOregon Income TaxFull Real Estate Professional Loss Guide

Frequently Asked Questions

How much can I save with the Real Estate Professional Loss in Oregon?

In Oregon, the real estate professional loss can save you an estimated $1,538 per year on a $5,000 deduction. This includes $1,100 in federal tax savings and $438 in Oregon state tax savings at the 8.75% marginal rate. The national average savings is $15,000/year.

What is the Oregon state income tax rate?

Oregon has a progressive income tax system with a top rate of 9.9%. No sales tax. High top rate (9.9%). Estate tax with $1M exemption (lowest). Kicker refund law.

Who qualifies for the Real Estate Professional Loss in Oregon?

Qualifying real estate professionals. The eligibility requirements are the same whether you live in Oregon or another state, as this is a federal tax deduction. However, your total savings will vary based on Oregon's 9.9% top state tax rate.

What tax forms do I need to claim the Real Estate Professional Loss in Oregon?

To claim the real estate professional loss, you need to file Schedule E and Form 8582 with your federal return. Oregon residents should also check if the state allows this deduction on their state return for additional savings of up to 9.9%. Filing status affects your deduction limits and tax bracket.

Is the Real Estate Professional Loss better in Oregon than in states without income tax?

Yes, Oregon residents benefit more because the state's 9.9% top income tax rate means the deduction reduces both your federal AND state tax liability. In states with no income tax (like Texas, Florida, or Nevada), this deduction only reduces federal taxes. Your combined rate of 30.8% means more savings per dollar deducted.

What is the standard deduction in Oregon for 2026?

Oregon's standard deduction is $2,745 for single filers and $5,495 for married filing jointly. No sales tax saves on all purchases but high income tax offsets this. Low standard deduction ($2,745) means most should itemize. Oregon's $1M estate tax exemption is much lower than federal.

Related Calculators

Rental Property Depreciation in Oregon

Avg savings: $8,500/year

Rental Property Depreciation in Oregon

Avg savings: $12,000/year

Mortgage Interest Deduction in Oregon

Avg savings: $3,500/year

Property Tax Deduction in Oregon

Avg savings: $2,200/year

Home Office Deduction in Oregon

Avg savings: $1,200/year

Home Energy Tax Credit in Oregon

Avg savings: $1,800/year