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Missouri · Rental Property Expenses

Rental Property Expenses in Missouri (2026)

Deduct repairs, maintenance, insurance, and management fees for rental properties. Missouri has a progressive income tax with a top rate of 4.7%, so a Missouri filer's combined marginal rate on the next dollar at $60,374 of income is about 16.7% (12% federal + 4.7% MO).

2026 savings example for Missouri

Planning estimate for a single filer earning $60,374 (Missouri median household income in LevyIO's state dataset) who removes $5,000 from taxable income. Federal tax uses the 2026 IRS brackets after the $16,100 standard deduction; MO tax uses the state brackets in LevyIO's dataset and assumes the state follows the federal treatment.

Estimated total savings

$835

Federal savings

$600

$5,065$4,465 · 12% bracket

MO state savings

$235

$1,900 → $1,665 · 4.7% marginal

Combined marginal rate

16.7%

≈ $167 saved per $1,000 deducted

Federal × Missouri marginal rates (2026, single)

Gross-income ranges include the federal standard deduction. The MO column is the state marginal rate at the midpoint of each range. The last column is the tax saved per $1,000 deducted at that combined rate.

Federal bracketGross income (single)MO marginalCombinedPer $1,000
10%$16,100 - $28,5003.5%13.5%$135
12%$28,500 - $66,5004.7%16.7%$167
22%$66,500 - $121,8004.7%26.7%$267
24%$121,800 - $217,8754.7%28.7%$287
32%$217,875 - $272,3254.7%36.7%$367
35%$272,325 - $656,7004.7%39.7%$397
37%Over $656,7004.7%41.7%$417

Eligibility & forms

Landlords with rental income

  • Ordinary and necessary expenses
  • Properly documented
  • Related to rental activity

Federal forms: Schedule E

Missouri filing notes

Missouri allows a federal income tax deduction based on federal tax actually paid, so filing software may differ from this estimate. Check the 2026 withholding formula, Form MO-1040, Form MO-A, and the DOR capital gains subtraction FAQ for current filing treatment.

Common mistakes: Not separating personal use; Missing small expenses.

Frequently asked questions

How much can the Rental Property Expenses save a Missouri taxpayer in 2026?

In LevyIO's example, a single filer with $60,374 of income (the Missouri median household income in our state dataset) who removes $5,000 from taxable income saves about $600 in 2026 federal tax (12% marginal bracket) plus about $235 in Missouri tax (4.7% state marginal rate), roughly $835 combined. It is a planning estimate computed from the 2026 IRS brackets and LevyIO's MO bracket data, not a survey figure.

What is the Missouri income tax rate for 2026?

Missouri has a progressive income tax with a top rate of 4.7%. The MO standard deduction in LevyIO's dataset is $16,100 single / $32,200 married. 2026 DOR withholding formula uses indexed annual brackets to 4.7% above $9,436 and standard deductions of $16,100 single / $32,200 married. Federal income tax deduction allowed.

Who qualifies for the Rental Property Expenses in Missouri?

Landlords with rental income. The federal rules are the same in every state; the requirements are: Ordinary and necessary expenses; Properly documented; Related to rental activity. Missouri filers should confirm on the MO return whether the state follows the federal treatment.

Which forms do I file to claim the Rental Property Expenses?

Federal: Schedule E. Missouri: check the Missouri Department of Revenue instructions for the matching state schedule. Common mistakes: Not separating personal use; Missing small expenses.

Sources

Reviewed 2026-09-17. Estimates are educational planning figures computed from the IRS 2026 inflation adjustments and LevyIO's state bracket dataset; they are not tax advice.