State Tax Migration Calculator 2026, Interactive 50-State Comparison
How much will you save (or pay) by moving between states? Interactive calculator using 2026 effective rates for state income tax + sales tax + property tax. IRS Statistics of Income data shows 1.2M+ left California in 3 years carrying $102B in adjusted gross income.
Sources: Tax Foundation State Tax Climate Index, IRS SOI state migration tables, US Census ACS, individual state Departments of Revenue. Updated May 29, 2026.
Your Inputs
Federal AGI; affects state income tax
Affects property tax
Excludes housing, groceries, prescription drugs
California Total Tax
$26,600
Income $18,600 + Sales $4,350 + Property $3,650
Texas Total Tax
$12,800
Income $0 + Sales $3,750 + Property $9,050
Annual Savings (Cost)
+$13,800
30-year projection: $414,000
Popular Migration Routes (2026 Sample $)
| From → To | Sample Income | Effective Rate Drop | Annual Savings (income tax only) |
|---|---|---|---|
| California → Texas | $250,000 | 9.30% | $23,250 |
| California → Nevada | $250,000 | 9.30% | $23,250 |
| New York → Florida | $200,000 | 6.40% | $12,800 |
| New York → Tennessee | $200,000 | 6.40% | $12,800 |
| Illinois → Texas | $175,000 | 4.95% | $8,663 |
| New Jersey → Florida | $200,000 | 6.20% | $12,400 |
| Massachusetts → New Hampshire | $200,000 | 5.40% | $10,800 |
| Oregon → Washington | $200,000 | 8.50% | $17,000 |
All 51 Jurisdictions: Effective Rates 2026
| State | Top Marginal | Effective @ $200K | Sales Tax | Property Rate | Notes |
|---|---|---|---|---|---|
| Alaska | 0.00% | 0.00% | 0.00% | 1.19% | No state income or sales tax; PFD payment |
| Florida | 0.00% | 0.00% | 6.00% | 0.83% | No state income tax; sales+property cover gap |
| Nevada | 0.00% | 0.00% | 6.85% | 0.44% | No income tax; gaming + sales tax |
| New Hampshire | 0.00% | 0.00% | 0.00% | 2.03% | No income or sales tax; high property tax |
| South Dakota | 0.00% | 0.00% | 4.50% | 1.24% | No income tax |
| Tennessee | 0.00% | 0.00% | 7.00% | 0.67% | No income tax; high sales |
| Texas | 0.00% | 0.00% | 6.25% | 1.81% | No income tax; high property |
| Washington | 0.00% | 0.00% | 6.50% | 0.94% | No income tax; capital gains 7% over $250K |
| Wyoming | 0.00% | 0.00% | 4.00% | 0.61% | No income tax |
| Ohio | 2.75% | 2.40% | 5.75% | 1.52% | |
| Arizona | 2.50% | 2.50% | 5.60% | 0.66% | Flat 2.5% effective 2024 |
| North Dakota | 2.50% | 2.50% | 5.00% | 0.94% | Lowest non-zero |
| Indiana | 2.95% | 2.95% | 7.00% | 0.85% | Flat 2.95% |
| Louisiana | 3.00% | 3.00% | 4.45% | 0.55% | |
| Pennsylvania | 3.07% | 3.07% | 6.00% | 1.42% | Flat 3.07% |
| Kentucky | 3.50% | 3.50% | 6.00% | 0.86% | Flat 3.5% |
| Iowa | 3.80% | 3.80% | 6.00% | 1.53% | Reformed 2024-2026 |
| Arkansas | 3.90% | 3.90% | 6.50% | 0.64% | Mid-tier |
| North Carolina | 3.99% | 3.99% | 4.75% | 0.73% | Flat 3.99% for tax year 2026 planning |
| Mississippi | 4.00% | 4.00% | 7.00% | 0.79% | Flat 4% above $10,000 for 2026 |
| Michigan | 4.25% | 4.25% | 6.00% | 1.45% | Flat 4.25% |
| Colorado | 4.40% | 4.40% | 2.90% | 0.49% | Flat 4.4% |
| Alabama | 5.00% | 4.50% | 4.00% | 0.41% | Federal SALT cap matters less here |
| Oklahoma | 4.50% | 4.50% | 4.50% | 0.89% | 2026 top rate reduced to 4.5% |
| Utah | 4.50% | 4.50% | 4.85% | 0.58% | Flat |
| West Virginia | 4.58% | 4.50% | 6.00% | 0.58% | |
| Nebraska | 4.55% | 4.55% | 5.50% | 1.63% | |
| Missouri | 4.70% | 4.70% | 4.23% | 0.96% | |
| South Carolina | 5.21% | 4.70% | 6.00% | 0.55% | H.4216 2026 formula: 1.99% / 5.21% minus $966 planning offset |
| Illinois | 4.95% | 4.95% | 6.25% | 2.18% | Highest property tax |
| Georgia | 4.99% | 5.00% | 4.00% | 0.83% | Flat 4.99% in 2026 |
| Maryland | 6.50% | 5.20% | 6.00% | 1.06% | Plus county piggyback (avg 2.5%) |
| New Mexico | 5.90% | 5.20% | 4.81% | 0.67% | |
| Virginia | 5.75% | 5.20% | 4.30% | 0.80% | |
| Idaho | 5.30% | 5.30% | 6.00% | 0.67% | Flat tier |
| Massachusetts | 9.00% | 5.40% | 6.25% | 1.14% | 4% surtax over $1M (2024+) |
| Rhode Island | 5.99% | 5.40% | 7.00% | 1.53% | |
| Kansas | 5.58% | 5.50% | 6.50% | 1.41% | |
| Montana | 5.65% | 5.65% | 0.00% | 0.74% | No sales tax |
| Delaware | 6.60% | 6.00% | 0.00% | 0.57% | No state sales tax |
| Connecticut | 6.99% | 6.20% | 6.35% | 1.81% | High property tax |
| New Jersey | 10.75% | 6.20% | 6.63% | 1.94% | |
| Wisconsin | 7.65% | 6.20% | 5.00% | 1.85% | |
| Maine | 9.15% | 6.40% | 5.50% | 1.36% | |
| New York | 10.90% | 6.40% | 4.00% | 1.40% | NYC adds 3-3.876% |
| Vermont | 8.75% | 7.50% | 6.00% | 1.90% | |
| Minnesota | 9.85% | 7.80% | 6.88% | 1.02% | |
| Hawaii | 11.00% | 8.00% | 4.00% | 0.28% | Lowest property tax; high COL |
| Oregon | 9.90% | 8.50% | 0.00% | 0.93% | No sales tax; high income tax |
| Washington DC | 10.75% | 8.50% | 6.00% | 0.56% | Highest tier above $1M |
| California | 13.30% | 9.30% | 7.25% | 0.73% | Highest rate; Mental Health Tax 1% over $1M |
Effective rate at $200K AGI accounts for marginal bracket structure + standard deduction. Property rate is state median; cities vary +/- 30%.
Beyond the Calculator: Hidden Migration Costs
Domicile establishment. Most states define domicile as 6+ months of physical presence + intent to stay. CA and NY aggressively challenge "tax migrations" with audits, keep meticulous records of physical days in new state.
Capital gains exit tax. CA and NY do NOT charge a formal exit tax (yet), but unrealized gains on stock options + RSUs vest under your former state if exercised within a defined period. Plan exercise timing carefully.
SALT cap interaction. The 2026 federal SALT cap is higher than the old $10,000 limit, but high-tax-state households can still exceed it. Moving from CA to TX can save state tax and may recover federal deduction value lost above the cap. Math compounds.
Estate + inheritance tax. NJ, MA, NY, OR, RI, MN have estate or inheritance taxes. FL, TX, NV do not. Significant for high-net-worth multi-generational planning.
Cost of living offset. The 6.4% NY income tax savings can be erased by 30-50% lower CA+NY housing costs. Always run the COL adjustment alongside tax math (use BLS Regional Price Parities + Council for Community and Economic Research Cost of Living Index).
State EV / clean-energy credits lost. CA $7,500-$12,000 EV rebate, NY $2,000, etc. Moving from a high-incentive state can cost $5,000-$15,000 in foregone state credits over a 5-year horizon.