State Tax Migration Calculator 2026 — Interactive 50-State Comparison
How much will you save (or pay) by moving between states? Interactive calculator using 2026 effective rates for state income tax + sales tax + property tax. IRS Statistics of Income data shows 1.2M+ left California in 3 years carrying $102B in adjusted gross income.
Sources: Tax Foundation State Tax Climate Index, IRS SOI state migration tables, US Census ACS, individual state Departments of Revenue. Updated April 2026.
Your Inputs
Federal AGI; affects state income tax
Affects property tax
Excludes housing, groceries, prescription drugs
California Total Tax
$26,600
Income $18,600 + Sales $4,350 + Property $3,650
Texas Total Tax
$12,800
Income $0 + Sales $3,750 + Property $9,050
Annual Savings (Cost)
+$13,800
30-year projection: $414,000
Popular Migration Routes (2026 Sample $)
| From → To | Sample Income | Effective Rate Drop | Annual Savings (income tax only) |
|---|---|---|---|
| California → Texas | $250,000 | 9.30% | $23,250 |
| California → Nevada | $250,000 | 9.30% | $23,250 |
| New York → Florida | $200,000 | 6.40% | $12,800 |
| New York → Tennessee | $200,000 | 6.40% | $12,800 |
| Illinois → Texas | $175,000 | 4.95% | $8,663 |
| New Jersey → Florida | $200,000 | 6.20% | $12,400 |
| Massachusetts → New Hampshire | $200,000 | 5.40% | $10,800 |
| Oregon → Washington | $200,000 | 8.50% | $17,000 |
All 51 Jurisdictions — Effective Rates 2026
| State | Top Marginal | Effective @ $200K | Sales Tax | Property Rate | Notes |
|---|---|---|---|---|---|
| Alaska | 0.00% | 0.00% | 0.00% | 1.19% | No state income or sales tax; PFD payment |
| Florida | 0.00% | 0.00% | 6.00% | 0.83% | No state income tax; sales+property cover gap |
| Nevada | 0.00% | 0.00% | 6.85% | 0.44% | No income tax; gaming + sales tax |
| New Hampshire | 0.00% | 0.00% | 0.00% | 2.03% | No income or sales tax; high property tax |
| South Dakota | 0.00% | 0.00% | 4.50% | 1.24% | No income tax |
| Tennessee | 0.00% | 0.00% | 7.00% | 0.67% | No income tax; high sales |
| Texas | 0.00% | 0.00% | 6.25% | 1.81% | No income tax; high property |
| Washington | 0.00% | 0.00% | 6.50% | 0.94% | No income tax; capital gains 7% over $250K |
| Wyoming | 0.00% | 0.00% | 4.00% | 0.61% | No income tax |
| Arizona | 2.50% | 2.50% | 5.60% | 0.66% | Flat 2.5% effective 2024 |
| North Dakota | 2.50% | 2.50% | 5.00% | 0.94% | Lowest non-zero |
| Indiana | 3.05% | 3.05% | 7.00% | 0.85% | Flat 3.05% |
| Pennsylvania | 3.07% | 3.07% | 6.00% | 1.42% | Flat 3.07% |
| Iowa | 3.80% | 3.80% | 6.00% | 1.53% | Reformed 2024-2026 |
| Ohio | 3.99% | 3.80% | 5.75% | 1.52% | |
| Kentucky | 4.00% | 4.00% | 6.00% | 0.86% | Flat 4% |
| Louisiana | 4.25% | 4.25% | 4.45% | 0.55% | |
| Michigan | 4.25% | 4.25% | 6.00% | 1.45% | Flat 4.25% |
| North Carolina | 4.25% | 4.25% | 4.75% | 0.73% | Phasing to 3.99% by 2026 |
| Arkansas | 4.40% | 4.40% | 6.50% | 0.64% | Mid-tier |
| Colorado | 4.40% | 4.40% | 2.90% | 0.49% | Flat 4.4% |
| Alabama | 5.00% | 4.50% | 4.00% | 0.41% | Federal SALT cap matters less here |
| Utah | 4.55% | 4.55% | 4.85% | 0.58% | Flat |
| Missouri | 4.70% | 4.70% | 4.23% | 0.96% | |
| Mississippi | 4.75% | 4.75% | 7.00% | 0.79% | Phasing toward flat 4% |
| Oklahoma | 4.75% | 4.75% | 4.50% | 0.89% | |
| Illinois | 4.95% | 4.95% | 6.25% | 2.18% | Highest property tax |
| West Virginia | 5.12% | 5.00% | 6.00% | 0.58% | |
| Maryland | 5.75% | 5.20% | 6.00% | 1.06% | Plus county piggyback (avg 2.5%) |
| Nebraska | 5.20% | 5.20% | 5.50% | 1.63% | |
| New Mexico | 5.90% | 5.20% | 4.81% | 0.67% | |
| Virginia | 5.75% | 5.20% | 4.30% | 0.80% | |
| Georgia | 5.39% | 5.40% | 4.00% | 0.83% | Flat 5.39% in 2026 |
| Massachusetts | 9.00% | 5.40% | 6.25% | 1.14% | 4% surtax over $1M (2024+) |
| Rhode Island | 5.99% | 5.40% | 7.00% | 1.53% | |
| Kansas | 5.70% | 5.50% | 6.50% | 1.41% | |
| Montana | 5.75% | 5.75% | 0.00% | 0.74% | No sales tax |
| Idaho | 5.80% | 5.80% | 6.00% | 0.67% | Flat tier |
| South Carolina | 6.40% | 5.80% | 6.00% | 0.55% | |
| Delaware | 6.60% | 6.00% | 0.00% | 0.57% | No state sales tax |
| Connecticut | 6.99% | 6.20% | 6.35% | 1.81% | High property tax |
| New Jersey | 10.75% | 6.20% | 6.63% | 1.94% | |
| Wisconsin | 7.65% | 6.20% | 5.00% | 1.85% | |
| Maine | 7.15% | 6.40% | 5.50% | 1.36% | |
| New York | 10.90% | 6.40% | 4.00% | 1.40% | NYC adds 3-3.876% |
| Vermont | 8.75% | 7.50% | 6.00% | 1.90% | |
| Minnesota | 9.85% | 7.80% | 6.88% | 1.02% | |
| Hawaii | 11.00% | 8.00% | 4.00% | 0.28% | Lowest property tax; high COL |
| Oregon | 9.90% | 8.50% | 0.00% | 0.93% | No sales tax; high income tax |
| Washington DC | 10.75% | 8.50% | 6.00% | 0.56% | Highest tier above $1M |
| California | 13.30% | 9.30% | 7.25% | 0.73% | Highest rate; Mental Health Tax 1% over $1M |
Effective rate at $200K AGI accounts for marginal bracket structure + standard deduction. Property rate is state median; cities vary +/- 30%.
Beyond the Calculator — Hidden Migration Costs
Domicile establishment. Most states define domicile as 6+ months of physical presence + intent to stay. CA and NY aggressively challenge "tax migrations" with audits — keep meticulous records of physical days in new state.
Capital gains exit tax. CA and NY do NOT charge a formal exit tax (yet), but unrealized gains on stock options + RSUs vest under your former state if exercised within a defined period. Plan exercise timing carefully.
SALT cap interaction. Federal SALT cap of $10,000 (under current law through 2025; may extend) means moving from CA to TX saves your state tax PLUS recovers the federal deduction lost to the cap. Math compounds.
Estate + inheritance tax. NJ, MA, NY, OR, RI, MN have estate or inheritance taxes. FL, TX, NV do not. Significant for high-net-worth multi-generational planning.
Cost of living offset. The 6.4% NY income tax savings can be erased by 30-50% lower CA+NY housing costs. Always run the COL adjustment alongside tax math (use BLS Regional Price Parities + Council for Community and Economic Research Cost of Living Index).
State EV / clean-energy credits lost. CA $7,500-$12,000 EV rebate, NY $2,000, etc. Moving from a high-incentive state can cost $5,000-$15,000 in foregone state credits over a 5-year horizon.