Taxes in Albany, Georgia
Complete tax guide for Albany, GA. State income tax up to 5.49%, 0.92% property tax, 5.41% sales tax. Calculate your total tax burden.
State Income Tax
5.49%
Georgia
Property Tax
0.92%
Effective rate
Sales Tax
5.41%
Combined rate
Tax Burden
Moderate
Albany, GA Tax Overview
Population
69,054
Median Income
$35,000
Cost of Living
80.5 (100 = avg)
State Income Tax
5.49%
Median Home Price
$120,000
Albany Tax Calculator
Pre-filled with Albany median: $35,000
Total Tax Burden in Albany
$6,761
Take-Home: $28,240 · Effective Rate: 19.32%
Federal Tax
$2,162
6.18% eff.
GA State
$1,922
5.49% eff.
FICA
$2,678
7.65% eff.
Take-Home
$28,240
80.68% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $35,000.00 | $2,916.67 |
| Federal Income Tax | -$2,161.50 | -$180.13 |
| Georgia State Tax | -$1,921.50 | -$160.13 |
| Social Security (6.2%) | -$2,170.00 | -$180.83 |
| Medicare (1.45%) | -$507.50 | -$42.29 |
| Take-Home Pay | $28,239.50 | $2,353.29 |
Property Tax in Albany
Median Home
$120,000
Annual Tax
$1,104
Monthly Tax
$92
Effective Rate
0.92%
Sales Tax in Albany
Combined Rate
5.41%
State Portion
~2.9%
Local Portion
~2.5%
The combined sales tax rate in Albany is 5.41%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.41 in sales tax.
Tax Burden Comparison
| Tax Type | Albany | Georgia Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.49% | 5.49% | 4.6% |
| Property Tax | 0.92% | ~0.92% | 1.1% |
| Sales Tax | 5.41% | ~5.41% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Albany Residents
- Georgia's income tax rate of 5.49% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Albany (0.92%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Georgia
Atlanta
HighColumbus
LowAugusta
LowMacon
LowSavannah
ModerateAthens
LowSandy Springs
HighRoswell
HighCalculate Your Full Georgia Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Albany, GA?
Albany, Georgia has a state income tax rate up to 5.49%. The property tax rate is 0.92% and the combined sales tax rate is 5.41%.
How much is property tax in Albany?
The effective property tax rate in Albany is 0.92%. On the median home price of $120,000, this equals approximately $1,104 per year or $92 per month. This is below the national average of 1.1%.
What is the sales tax rate in Albany?
The combined sales tax rate in Albany is 5.41%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Albany's tax burden compare to other cities?
Albany has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 25.4%. The combination of 5.49% state income tax, 0.92% property tax, and 5.41% sales tax determines the total burden. Cost of living index is 80.5 (100 = national average).
Are there any local taxes in Albany?
Albany does not impose a separate local or city income tax. Residents pay the state income tax of 5.49%, federal income tax, and FICA (Social Security and Medicare).