Taxes in Albany, Oregon
Complete tax guide for Albany, OR. State income tax up to 9.9%, 1.02% property tax, 2.03% sales tax. Calculate your total tax burden.
State Income Tax
9.9%
Oregon
Property Tax
1.02%
Effective rate
Sales Tax
2.03%
Combined rate
Tax Burden
High
Albany, OR Tax Overview
Population
56,472
Median Income
$61,900
Cost of Living
114.9 (100 = avg)
State Income Tax
9.9%
Local Income Tax
1.79%
Median Home Price
$438,000
Albany Tax Calculator
Pre-filled with Albany median: $61,900
Total Tax Burden in Albany
$17,361
Take-Home: $44,539 · Effective Rate: 28.05%
Federal Tax
$5,390
8.71% eff.
OR State + Local
$7,236
11.69% eff.
FICA
$4,735
7.65% eff.
Take-Home
$44,539
71.95% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $61,900.00 | $5,158.33 |
| Federal Income Tax | -$5,389.50 | -$449.13 |
| Oregon State Tax | -$6,128.10 | -$510.68 |
| Albany Local Tax (1.79%) | -$1,108.01 | -$92.33 |
| Social Security (6.2%) | -$3,837.80 | -$319.82 |
| Medicare (1.45%) | -$897.55 | -$74.80 |
| Take-Home Pay | $44,539.04 | $3,711.59 |
Property Tax in Albany
Median Home
$438,000
Annual Tax
$4,468
Monthly Tax
$372
Effective Rate
1.02%
Sales Tax in Albany
Combined Rate
2.03%
State Portion
~0.0%
Local Portion
~2.0%
The combined sales tax rate in Albany is 2.03%, which is below the national average of 7.12%. On a $100 purchase, you would pay $2.03 in sales tax.
Tax Burden Comparison
| Tax Type | Albany | Oregon Avg | National Avg |
|---|---|---|---|
| Income Tax | 9.9% + 1.79% | 9.9% | 4.6% |
| Property Tax | 1.02% | ~1.02% | 1.1% |
| Sales Tax | 2.03% | ~2.03% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Albany Residents
- Oregon's income tax rate of 9.9% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Albany has a local income tax of 1.79%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Albany (1.02%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Oregon Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Albany, OR?
Albany, Oregon has a state income tax rate up to 9.9%, plus a local income tax of 1.79%. The property tax rate is 1.02% and the combined sales tax rate is 2.03%.
How much is property tax in Albany?
The effective property tax rate in Albany is 1.02%. On the median home price of $438,000, this equals approximately $4,468 per year or $372 per month. This is below the national average of 1.1%.
What is the sales tax rate in Albany?
The combined sales tax rate in Albany is 2.03%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Albany's tax burden compare to other cities?
Albany has a high overall tax burden. The effective total tax rate for a median-income household is approximately 34.6%. The combination of 9.9% state income tax, 1.02% property tax, and 2.03% sales tax determines the total burden. Cost of living index is 114.9 (100 = national average).
Are there any local taxes in Albany?
Yes. Albany imposes a local income tax of 1.79% in addition to the state income tax of 9.9%.