Taxes in Caldwell, Idaho
Complete tax guide for Caldwell, ID. State income tax up to 5.8%, 0.63% property tax, 8.85% sales tax. Calculate your total tax burden.
State Income Tax
5.8%
Idaho
Property Tax
0.63%
Effective rate
Sales Tax
8.85%
Combined rate
Tax Burden
Moderate
Caldwell, ID Tax Overview
Population
59,338
Median Income
$42,000
Cost of Living
92.8 (100 = avg)
State Income Tax
5.8%
Median Home Price
$320,000
Caldwell Tax Calculator
Pre-filled with Caldwell median: $42,000
Total Tax Burden in Caldwell
$8,651
Take-Home: $33,350 · Effective Rate: 20.60%
Federal Tax
$3,002
7.15% eff.
ID State
$2,436
5.80% eff.
FICA
$3,213
7.65% eff.
Take-Home
$33,350
79.40% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $42,000.00 | $3,500.00 |
| Federal Income Tax | -$3,001.50 | -$250.13 |
| Idaho State Tax | -$2,436.00 | -$203.00 |
| Social Security (6.2%) | -$2,604.00 | -$217.00 |
| Medicare (1.45%) | -$609.00 | -$50.75 |
| Take-Home Pay | $33,349.50 | $2,779.13 |
Property Tax in Caldwell
Median Home
$320,000
Annual Tax
$2,016
Monthly Tax
$168
Effective Rate
0.63%
Sales Tax in Caldwell
Combined Rate
8.85%
State Portion
~6.3%
Local Portion
~2.5%
The combined sales tax rate in Caldwell is 8.85%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.85 in sales tax.
Tax Burden Comparison
| Tax Type | Caldwell | Idaho Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.8% | 5.8% | 4.6% |
| Property Tax | 0.63% | ~0.63% | 1.1% |
| Sales Tax | 8.85% | ~8.85% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Caldwell Residents
- Idaho's income tax rate of 5.8% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Caldwell (0.63%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.85% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Idaho
Calculate Your Full Idaho Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Caldwell, ID?
Caldwell, Idaho has a state income tax rate up to 5.8%. The property tax rate is 0.63% and the combined sales tax rate is 8.85%.
How much is property tax in Caldwell?
The effective property tax rate in Caldwell is 0.63%. On the median home price of $320,000, this equals approximately $2,016 per year or $168 per month. This is below the national average of 1.1%.
What is the sales tax rate in Caldwell?
The combined sales tax rate in Caldwell is 8.85%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Caldwell's tax burden compare to other cities?
Caldwell has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.5%. The combination of 5.8% state income tax, 0.63% property tax, and 8.85% sales tax determines the total burden. Cost of living index is 92.8 (100 = national average).
Are there any local taxes in Caldwell?
Caldwell does not impose a separate local or city income tax. Residents pay the state income tax of 5.8%, federal income tax, and FICA (Social Security and Medicare).