Taxes in Chester, Pennsylvania
Complete tax guide for Chester, PA. State income tax up to 3.07%, 1.3% property tax, 6.17% sales tax. Calculate your total tax burden.
State Income Tax
3.07%
Pennsylvania
Property Tax
1.3%
Effective rate
Sales Tax
6.17%
Combined rate
Tax Burden
Moderate
Chester, PA Tax Overview
Population
33,988
Median Income
$65,200
Cost of Living
99.6 (100 = avg)
State Income Tax
3.07%
Local Income Tax
1.35%
Median Home Price
$233,000
Chester Tax Calculator
Pre-filled with Chester median: $65,200
Total Tax Burden in Chester
$13,828
Take-Home: $51,372 · Effective Rate: 21.21%
Federal Tax
$5,958
9.14% eff.
PA State + Local
$2,882
4.42% eff.
FICA
$4,988
7.65% eff.
Take-Home
$51,372
78.79% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $65,200.00 | $5,433.33 |
| Federal Income Tax | -$5,958.00 | -$496.50 |
| Pennsylvania State Tax | -$2,001.64 | -$166.80 |
| Chester Local Tax (1.35%) | -$880.20 | -$73.35 |
| Social Security (6.2%) | -$4,042.40 | -$336.87 |
| Medicare (1.45%) | -$945.40 | -$78.78 |
| Take-Home Pay | $51,372.36 | $4,281.03 |
Property Tax in Chester
Median Home
$233,000
Annual Tax
$3,029
Monthly Tax
$252
Effective Rate
1.3%
Sales Tax in Chester
Combined Rate
6.17%
State Portion
~3.7%
Local Portion
~2.5%
The combined sales tax rate in Chester is 6.17%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.17 in sales tax.
Tax Burden Comparison
| Tax Type | Chester | Pennsylvania Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.07% + 1.35% | 3.07% | 4.6% |
| Property Tax | 1.3% | ~1.3% | 1.1% |
| Sales Tax | 6.17% | ~6.17% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Chester Residents
- Pennsylvania's income tax rate of 3.07% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Chester has a local income tax of 1.35%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Chester (1.3%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Pennsylvania
Philadelphia
HighPittsburgh
HighAllentown
ModerateReading
ModerateErie
LowScranton
ModerateBethlehem
ModerateLancaster
ModerateHarrisburg
ModerateYork
LowCalculate Your Full Pennsylvania Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Chester, PA?
Chester, Pennsylvania has a state income tax rate up to 3.07%, plus a local income tax of 1.35%. The property tax rate is 1.3% and the combined sales tax rate is 6.17%.
How much is property tax in Chester?
The effective property tax rate in Chester is 1.3%. On the median home price of $233,000, this equals approximately $3,029 per year or $252 per month. This is above the national average of 1.1%.
What is the sales tax rate in Chester?
The combined sales tax rate in Chester is 6.17%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Chester's tax burden compare to other cities?
Chester has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 26.1%. The combination of 3.07% state income tax, 1.3% property tax, and 6.17% sales tax determines the total burden. Cost of living index is 99.6 (100 = national average).
Are there any local taxes in Chester?
Yes. Chester imposes a local income tax of 1.35% in addition to the state income tax of 3.07%.