Taxes in Commerce City, Colorado
Complete tax guide for Commerce City, CO. State income tax up to 4.4%, 0.53% property tax, 3.14% sales tax. Calculate your total tax burden.
State Income Tax
4.4%
Colorado
Property Tax
0.53%
Effective rate
Sales Tax
3.14%
Combined rate
Tax Burden
Low
Commerce City, CO Tax Overview
Population
62,721
Median Income
$72,900
Cost of Living
111.1 (100 = avg)
State Income Tax
4.4%
Median Home Price
$473,000
Commerce City Tax Calculator
Pre-filled with Commerce City median: $72,900
Total Tax Burden in Commerce City
$16,436
Take-Home: $56,464 · Effective Rate: 22.55%
Federal Tax
$7,652
10.50% eff.
CO State
$3,208
4.40% eff.
FICA
$5,577
7.65% eff.
Take-Home
$56,464
77.45% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $72,900.00 | $6,075.00 |
| Federal Income Tax | -$7,652.00 | -$637.67 |
| Colorado State Tax | -$3,207.60 | -$267.30 |
| Social Security (6.2%) | -$4,519.80 | -$376.65 |
| Medicare (1.45%) | -$1,057.05 | -$88.09 |
| Take-Home Pay | $56,463.55 | $4,705.30 |
Property Tax in Commerce City
Median Home
$473,000
Annual Tax
$2,507
Monthly Tax
$209
Effective Rate
0.53%
Sales Tax in Commerce City
Combined Rate
3.14%
State Portion
~0.6%
Local Portion
~2.5%
The combined sales tax rate in Commerce City is 3.14%, which is below the national average of 7.12%. On a $100 purchase, you would pay $3.14 in sales tax.
Tax Burden Comparison
| Tax Type | Commerce City | Colorado Avg | National Avg |
|---|---|---|---|
| Income Tax | 4.4% | 4.4% | 4.6% |
| Property Tax | 0.53% | ~0.53% | 1.1% |
| Sales Tax | 3.14% | ~3.14% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Commerce City Residents
- Colorado's income tax rate of 4.4% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Commerce City (0.53%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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HighCalculate Your Full Colorado Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Commerce City, CO?
Commerce City, Colorado has a state income tax rate up to 4.4%. The property tax rate is 0.53% and the combined sales tax rate is 3.14%.
How much is property tax in Commerce City?
The effective property tax rate in Commerce City is 0.53%. On the median home price of $473,000, this equals approximately $2,507 per year or $209 per month. This is below the national average of 1.1%.
What is the sales tax rate in Commerce City?
The combined sales tax rate in Commerce City is 3.14%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Commerce City's tax burden compare to other cities?
Commerce City has a low overall tax burden. The effective total tax rate for a median-income household is approximately 23.9%. The combination of 4.4% state income tax, 0.53% property tax, and 3.14% sales tax determines the total burden. Cost of living index is 111.1 (100 = national average).
Are there any local taxes in Commerce City?
Commerce City does not impose a separate local or city income tax. Residents pay the state income tax of 4.4%, federal income tax, and FICA (Social Security and Medicare).