Taxes in Dundalk, Maryland
Complete tax guide for Dundalk, MD. State income tax up to 5.75%, 1.09% property tax, 8.64% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Maryland
Property Tax
1.09%
Effective rate
Sales Tax
8.64%
Combined rate
Tax Burden
Moderate
Dundalk, MD Tax Overview
Population
63,597
Median Income
$82,300
Cost of Living
114.3 (100 = avg)
State Income Tax
5.75%
Local Income Tax
0.8%
Median Home Price
$405,000
Dundalk Tax Calculator
Pre-filled with Dundalk median: $82,300
Total Tax Burden in Dundalk
$21,407
Take-Home: $60,893 · Effective Rate: 26.01%
Federal Tax
$9,720
11.81% eff.
MD State + Local
$5,391
6.55% eff.
FICA
$6,296
7.65% eff.
Take-Home
$60,893
73.99% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $82,300.00 | $6,858.33 |
| Federal Income Tax | -$9,720.00 | -$810.00 |
| Maryland State Tax | -$4,732.25 | -$394.35 |
| Dundalk Local Tax (0.8%) | -$658.40 | -$54.87 |
| Social Security (6.2%) | -$5,102.60 | -$425.22 |
| Medicare (1.45%) | -$1,193.35 | -$99.45 |
| Take-Home Pay | $60,893.40 | $5,074.45 |
Property Tax in Dundalk
Median Home
$405,000
Annual Tax
$4,415
Monthly Tax
$368
Effective Rate
1.09%
Sales Tax in Dundalk
Combined Rate
8.64%
State Portion
~6.1%
Local Portion
~2.5%
The combined sales tax rate in Dundalk is 8.64%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.64 in sales tax.
Tax Burden Comparison
| Tax Type | Dundalk | Maryland Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% + 0.8% | 5.75% | 4.6% |
| Property Tax | 1.09% | ~1.09% | 1.1% |
| Sales Tax | 8.64% | ~8.64% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
About Taxes in Dundalk
Dundalk has a population of approximately 63,597 residents with a median household income of $82,300. The cost of living index is 114.3 (14.3% higher than the national average of 100).
Tax burden classification: Moderate. Effective combined tax rate of 29.8% includes federal, state, FICA, property, and sales taxes for a typical Dundalk household.
Official Tax Resources for Maryland
For authoritative Maryland tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Maryland Comptroller — official state revenue agency
- Maryland Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Dundalk Residents
- Maryland's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Dundalk has a local income tax of 0.8%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Dundalk (1.09%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.64% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Maryland
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HighSources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Maryland state tax provisions. Property tax estimates use Dundalk's median home value of $405,000and the local effective property tax rate of 1.09%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Maryland Comptroller
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Maryland Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Dundalk, MD?
Dundalk, Maryland has a state income tax rate up to 5.75%, plus a local income tax of 0.8%. The property tax rate is 1.09% and the combined sales tax rate is 8.64%.
How much is property tax in Dundalk?
The effective property tax rate in Dundalk is 1.09%. On the median home price of $405,000, this equals approximately $4,415 per year or $368 per month. This is below the national average of 1.1%.
What is the sales tax rate in Dundalk?
The combined sales tax rate in Dundalk is 8.64%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Dundalk's tax burden compare to other cities?
Dundalk has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 29.8%. The combination of 5.75% state income tax, 1.09% property tax, and 8.64% sales tax determines the total burden. Cost of living index is 114.3 (100 = national average).
Are there any local taxes in Dundalk?
Yes. Dundalk imposes a local income tax of 0.8% in addition to the state income tax of 5.75%.