Taxes in Hilo, Hawaii
Complete tax guide for Hilo, HI. State income tax up to 11%, 0.27% property tax, 4.25% sales tax. Calculate your total tax burden.
State Income Tax
11%
Hawaii
Property Tax
0.27%
Effective rate
Sales Tax
4.25%
Combined rate
Tax Burden
Moderate
Hilo, HI Tax Overview
Big Island; lower cost than Honolulu
Population
45,703
Median Income
$58,713
Cost of Living
168.5 (100 = avg)
State Income Tax
11%
Median Home Price
$420,000
Hilo Tax Calculator
Pre-filled with Hilo median: $58,713
Total Tax Burden in Hilo
$15,957
Take-Home: $42,756 · Effective Rate: 27.18%
Federal Tax
$5,007
8.53% eff.
HI State
$6,458
11.00% eff.
FICA
$4,492
7.65% eff.
Take-Home
$42,756
72.82% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $58,713.00 | $4,892.75 |
| Federal Income Tax | -$5,007.06 | -$417.25 |
| Hawaii State Tax | -$6,458.43 | -$538.20 |
| Social Security (6.2%) | -$3,640.21 | -$303.35 |
| Medicare (1.45%) | -$851.34 | -$70.94 |
| Take-Home Pay | $42,755.97 | $3,563.00 |
Property Tax in Hilo
Median Home
$420,000
Annual Tax
$1,134
Monthly Tax
$95
Effective Rate
0.27%
Sales Tax in Hilo
Combined Rate
4.25%
State Portion
~1.8%
Local Portion
~2.5%
The combined sales tax rate in Hilo is 4.25%, which is below the national average of 7.12%. On a $100 purchase, you would pay $4.25 in sales tax.
Tax Burden Comparison
| Tax Type | Hilo | Hawaii Avg | National Avg |
|---|---|---|---|
| Income Tax | 11% | 11% | 4.6% |
| Property Tax | 0.27% | ~0.27% | 1.1% |
| Sales Tax | 4.25% | ~4.25% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Hilo Residents
- Hawaii's income tax rate of 11% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Hilo (0.27%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Hawaii
Calculate Your Full Hawaii Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Hilo, HI?
Hilo, Hawaii has a state income tax rate up to 11%. The property tax rate is 0.27% and the combined sales tax rate is 4.25%. Big Island; lower cost than Honolulu
How much is property tax in Hilo?
The effective property tax rate in Hilo is 0.27%. On the median home price of $420,000, this equals approximately $1,134 per year or $95 per month. This is below the national average of 1.1%.
What is the sales tax rate in Hilo?
The combined sales tax rate in Hilo is 4.25%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Hilo's tax burden compare to other cities?
Hilo has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.6%. The combination of 11% state income tax, 0.27% property tax, and 4.25% sales tax determines the total burden. Cost of living index is 168.5 (100 = national average).
Are there any local taxes in Hilo?
Hilo does not impose a separate local or city income tax. Residents pay the state income tax of 11%, federal income tax, and FICA (Social Security and Medicare). Big Island; lower cost than Honolulu