Taxes in Hopkinsville, Kentucky
Complete tax guide for Hopkinsville, KY. State income tax up to 4%, 0.87% property tax, 8.99% sales tax. Calculate your total tax burden.
State Income Tax
4%
Kentucky
Property Tax
0.87%
Effective rate
Sales Tax
8.99%
Combined rate
Tax Burden
Moderate
Hopkinsville, KY Tax Overview
Population
30,089
Median Income
$50,200
Cost of Living
83.4 (100 = avg)
State Income Tax
4%
Local Income Tax
0.53%
Median Home Price
$170,000
Hopkinsville Tax Calculator
Pre-filled with Hopkinsville median: $50,200
Total Tax Burden in Hopkinsville
$10,100
Take-Home: $40,100 · Effective Rate: 20.12%
Federal Tax
$3,986
7.94% eff.
KY State + Local
$2,274
4.53% eff.
FICA
$3,840
7.65% eff.
Take-Home
$40,100
79.88% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $50,200.00 | $4,183.33 |
| Federal Income Tax | -$3,985.50 | -$332.13 |
| Kentucky State Tax | -$2,008.00 | -$167.33 |
| Hopkinsville Local Tax (0.53%) | -$266.06 | -$22.17 |
| Social Security (6.2%) | -$3,112.40 | -$259.37 |
| Medicare (1.45%) | -$727.90 | -$60.66 |
| Take-Home Pay | $40,100.14 | $3,341.68 |
Property Tax in Hopkinsville
Median Home
$170,000
Annual Tax
$1,479
Monthly Tax
$123
Effective Rate
0.87%
Sales Tax in Hopkinsville
Combined Rate
8.99%
State Portion
~6.5%
Local Portion
~2.5%
The combined sales tax rate in Hopkinsville is 8.99%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.99 in sales tax.
Tax Burden Comparison
| Tax Type | Hopkinsville | Kentucky Avg | National Avg |
|---|---|---|---|
| Income Tax | 4% + 0.53% | 4% | 4.6% |
| Property Tax | 0.87% | ~0.87% | 1.1% |
| Sales Tax | 8.99% | ~8.99% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
About Taxes in Hopkinsville
Hopkinsville has a population of approximately 30,089 residents with a median household income of $50,200. The cost of living index is 83.4 (16.6% lower than the national average of 100).
Tax burden classification: Moderate. Effective combined tax rate of 25.4% includes federal, state, FICA, property, and sales taxes for a typical Hopkinsville household.
Official Tax Resources for Kentucky
For authoritative Kentucky tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Kentucky Department of Revenue — official state revenue agency
- Kentucky Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Hopkinsville Residents
- Kentucky's income tax rate of 4% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Hopkinsville has a local income tax of 0.53%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Hopkinsville (0.87%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.99% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Kentucky
Sources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Kentucky state tax provisions. Property tax estimates use Hopkinsville's median home value of $170,000and the local effective property tax rate of 0.87%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Kentucky Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Kentucky Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Hopkinsville, KY?
Hopkinsville, Kentucky has a state income tax rate up to 4%, plus a local income tax of 0.53%. The property tax rate is 0.87% and the combined sales tax rate is 8.99%.
How much is property tax in Hopkinsville?
The effective property tax rate in Hopkinsville is 0.87%. On the median home price of $170,000, this equals approximately $1,479 per year or $123 per month. This is below the national average of 1.1%.
What is the sales tax rate in Hopkinsville?
The combined sales tax rate in Hopkinsville is 8.99%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Hopkinsville's tax burden compare to other cities?
Hopkinsville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 25.4%. The combination of 4% state income tax, 0.87% property tax, and 8.99% sales tax determines the total burden. Cost of living index is 83.4 (100 = national average).
Are there any local taxes in Hopkinsville?
Yes. Hopkinsville imposes a local income tax of 0.53% in addition to the state income tax of 4%.