Taxes in Medford, Massachusetts
Complete tax guide for Medford, MA. State income tax up to 5%, 1.28% property tax, 6.53% sales tax. Calculate your total tax burden.
State Income Tax
5%
Massachusetts
Property Tax
1.28%
Effective rate
Sales Tax
6.53%
Combined rate
Tax Burden
High
Medford, MA Tax Overview
Population
59,415
Median Income
$85,000
Cost of Living
128.4 (100 = avg)
State Income Tax
5%
Median Home Price
$649,000
Medford Tax Calculator
Pre-filled with Medford median: $85,000
Total Tax Burden in Medford
$21,067
Take-Home: $63,934 · Effective Rate: 24.78%
Federal Tax
$10,314
12.13% eff.
MA State
$4,250
5.00% eff.
FICA
$6,503
7.65% eff.
Take-Home
$63,934
75.22% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $85,000.00 | $7,083.33 |
| Federal Income Tax | -$10,314.00 | -$859.50 |
| Massachusetts State Tax | -$4,250.00 | -$354.17 |
| Social Security (6.2%) | -$5,270.00 | -$439.17 |
| Medicare (1.45%) | -$1,232.50 | -$102.71 |
| Take-Home Pay | $63,933.50 | $5,327.79 |
Property Tax in Medford
Median Home
$649,000
Annual Tax
$8,307
Monthly Tax
$692
Effective Rate
1.28%
Sales Tax in Medford
Combined Rate
6.53%
State Portion
~4.0%
Local Portion
~2.5%
The combined sales tax rate in Medford is 6.53%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.53 in sales tax.
Tax Burden Comparison
| Tax Type | Medford | Massachusetts Avg | National Avg |
|---|---|---|---|
| Income Tax | 5% | 5% | 4.6% |
| Property Tax | 1.28% | ~1.28% | 1.1% |
| Sales Tax | 6.53% | ~6.53% | 7.12% |
| Overall Burden | High | — | Moderate |
About Taxes in Medford
Medford has a population of approximately 59,415 residents with a median household income of $85,000. The cost of living index is 128.4 (28.4% higher than the national average of 100).
Tax burden classification: High. Effective combined tax rate of 31.9% includes federal, state, FICA, property, and sales taxes for a typical Medford household.
Official Tax Resources for Massachusetts
For authoritative Massachusetts tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:
- Massachusetts Department of Revenue — official state revenue agency
- Massachusetts Individual Income Tax Forms — current tax year forms and instructions
- IRS Federal Tax Forms and Instructions — federal income tax filing
Tax Saving Tips for Medford Residents
- Massachusetts's income tax rate of 5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Medford (1.28%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Massachusetts
Boston
Very HighWorcester
HighSpringfield
ModerateCambridge
Very HighLowell
HighBrockton
HighNew Bedford
HighSources & Methodology
Tax rate data on this page is compiled from official government sources and updated for the 2026 tax year. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $176,100 wage base, 1.45% Medicare), and Massachusetts state tax provisions. Property tax estimates use Medford's median home value of $649,000and the local effective property tax rate of 1.28%.
- • Federal tax brackets and standard deductions: IRS.gov
- • State income tax rates and brackets: Massachusetts Department of Revenue
- • Median household income, home value, and demographics: U.S. Census Bureau ACS
- • Cost of living comparisons: U.S. Bureau of Labor Statistics CES
- • National average benchmarks: Tax Foundation state-level tax burden studies
Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.
Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-04-30
Calculate Your Full Massachusetts Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Medford, MA?
Medford, Massachusetts has a state income tax rate up to 5%. The property tax rate is 1.28% and the combined sales tax rate is 6.53%.
How much is property tax in Medford?
The effective property tax rate in Medford is 1.28%. On the median home price of $649,000, this equals approximately $8,307 per year or $692 per month. This is above the national average of 1.1%.
What is the sales tax rate in Medford?
The combined sales tax rate in Medford is 6.53%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Medford's tax burden compare to other cities?
Medford has a high overall tax burden. The effective total tax rate for a median-income household is approximately 31.9%. The combination of 5% state income tax, 1.28% property tax, and 6.53% sales tax determines the total burden. Cost of living index is 128.4 (100 = national average).
Are there any local taxes in Medford?
Medford does not impose a separate local or city income tax. Residents pay the state income tax of 5%, federal income tax, and FICA (Social Security and Medicare).