Taxes in Noblesville, Indiana
Complete tax guide for Noblesville, IN. State income tax up to 3.05%, 0.85% property tax, 8% sales tax. Calculate your total tax burden.
State Income Tax
3.05%
Indiana
Property Tax
0.85%
Effective rate
Sales Tax
8%
Combined rate
Tax Burden
Moderate
Noblesville, IN Tax Overview
Population
69,604
Median Income
$78,000
Cost of Living
95.2 (100 = avg)
State Income Tax
3.05%
Local Income Tax
2.29%
Median Home Price
$295,000
Noblesville Tax Calculator
Pre-filled with Noblesville median: $78,000
Total Tax Burden in Noblesville
$18,906
Take-Home: $59,094 · Effective Rate: 24.24%
Federal Tax
$8,774
11.25% eff.
IN State + Local
$4,165
5.34% eff.
FICA
$5,967
7.65% eff.
Take-Home
$59,094
75.76% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $78,000.00 | $6,500.00 |
| Federal Income Tax | -$8,774.00 | -$731.17 |
| Indiana State Tax | -$2,379.00 | -$198.25 |
| Noblesville Local Tax (2.29%) | -$1,786.20 | -$148.85 |
| Social Security (6.2%) | -$4,836.00 | -$403.00 |
| Medicare (1.45%) | -$1,131.00 | -$94.25 |
| Take-Home Pay | $59,093.80 | $4,924.48 |
Property Tax in Noblesville
Median Home
$295,000
Annual Tax
$2,508
Monthly Tax
$209
Effective Rate
0.85%
Sales Tax in Noblesville
Combined Rate
8%
State Portion
~5.5%
Local Portion
~2.5%
The combined sales tax rate in Noblesville is 8%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.00 in sales tax.
Tax Burden Comparison
| Tax Type | Noblesville | Indiana Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.05% + 2.29% | 3.05% | 4.6% |
| Property Tax | 0.85% | ~0.85% | 1.1% |
| Sales Tax | 8% | ~8% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Noblesville Residents
- Indiana's income tax rate of 3.05% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Noblesville has a local income tax of 2.29%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Noblesville (0.85%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Indiana
Indianapolis
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LowEvansville
Very LowSouth Bend
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HighBloomington
LowCalculate Your Full Indiana Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Noblesville, IN?
Noblesville, Indiana has a state income tax rate up to 3.05%, plus a local income tax of 2.29%. The property tax rate is 0.85% and the combined sales tax rate is 8%.
How much is property tax in Noblesville?
The effective property tax rate in Noblesville is 0.85%. On the median home price of $295,000, this equals approximately $2,508 per year or $209 per month. This is below the national average of 1.1%.
What is the sales tax rate in Noblesville?
The combined sales tax rate in Noblesville is 8%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Noblesville's tax burden compare to other cities?
Noblesville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 26.2%. The combination of 3.05% state income tax, 0.85% property tax, and 8% sales tax determines the total burden. Cost of living index is 95.2 (100 = national average).
Are there any local taxes in Noblesville?
Yes. Noblesville imposes a local income tax of 2.29% in addition to the state income tax of 3.05%.