Taxes in Norfolk, Virginia
Complete tax guide for Norfolk, VA. State income tax up to 5.75%, 0.98% property tax, 5.3% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Virginia
Property Tax
0.98%
Effective rate
Sales Tax
5.3%
Combined rate
Tax Burden
Low
Norfolk, VA Tax Overview
Naval Station Norfolk; lower home prices
Population
238,005
Median Income
$53,612
Cost of Living
94.8 (100 = avg)
State Income Tax
5.75%
Median Home Price
$240,000
Norfolk Tax Calculator
Pre-filled with Norfolk median: $53,612
Total Tax Burden in Norfolk
$11,579
Take-Home: $42,033 · Effective Rate: 21.60%
Federal Tax
$4,395
8.20% eff.
VA State
$3,083
5.75% eff.
FICA
$4,101
7.65% eff.
Take-Home
$42,033
78.40% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $53,612.00 | $4,467.67 |
| Federal Income Tax | -$4,394.94 | -$366.25 |
| Virginia State Tax | -$3,082.69 | -$256.89 |
| Social Security (6.2%) | -$3,323.94 | -$277.00 |
| Medicare (1.45%) | -$777.37 | -$64.78 |
| Take-Home Pay | $42,033.05 | $3,502.75 |
Property Tax in Norfolk
Median Home
$240,000
Annual Tax
$2,352
Monthly Tax
$196
Effective Rate
0.98%
Sales Tax in Norfolk
Combined Rate
5.3%
State Portion
~2.8%
Local Portion
~2.5%
The combined sales tax rate in Norfolk is 5.3%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.30 in sales tax.
Tax Burden Comparison
| Tax Type | Norfolk | Virginia Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% | 5.75% | 4.6% |
| Property Tax | 0.98% | ~0.98% | 1.1% |
| Sales Tax | 5.3% | ~5.3% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Norfolk Residents
- Virginia's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Norfolk (0.98%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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ModerateCalculate Your Full Virginia Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Norfolk, VA?
Norfolk, Virginia has a state income tax rate up to 5.75%. The property tax rate is 0.98% and the combined sales tax rate is 5.3%. Naval Station Norfolk; lower home prices
How much is property tax in Norfolk?
The effective property tax rate in Norfolk is 0.98%. On the median home price of $240,000, this equals approximately $2,352 per year or $196 per month. This is below the national average of 1.1%.
What is the sales tax rate in Norfolk?
The combined sales tax rate in Norfolk is 5.3%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Norfolk's tax burden compare to other cities?
Norfolk has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26.8%. The combination of 5.75% state income tax, 0.98% property tax, and 5.3% sales tax determines the total burden. Cost of living index is 94.8 (100 = national average).
Are there any local taxes in Norfolk?
Norfolk does not impose a separate local or city income tax. Residents pay the state income tax of 5.75%, federal income tax, and FICA (Social Security and Medicare). Naval Station Norfolk; lower home prices