Taxes in Pawtucket, Rhode Island
Complete tax guide for Pawtucket, RI. State income tax up to 5.99%, 1.63% property tax, 9.23% sales tax. Calculate your total tax burden.
State Income Tax
5.99%
Rhode Island
Property Tax
1.63%
Effective rate
Sales Tax
9.23%
Combined rate
Tax Burden
High
Pawtucket, RI Tax Overview
Population
75,604
Median Income
$42,000
Cost of Living
100.5 (100 = avg)
State Income Tax
5.99%
Median Home Price
$275,000
Pawtucket Tax Calculator
Pre-filled with Pawtucket median: $42,000
Total Tax Burden in Pawtucket
$8,730
Take-Home: $33,270 · Effective Rate: 20.79%
Federal Tax
$3,002
7.15% eff.
RI State
$2,516
5.99% eff.
FICA
$3,213
7.65% eff.
Take-Home
$33,270
79.21% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $42,000.00 | $3,500.00 |
| Federal Income Tax | -$3,001.50 | -$250.13 |
| Rhode Island State Tax | -$2,515.80 | -$209.65 |
| Social Security (6.2%) | -$2,604.00 | -$217.00 |
| Medicare (1.45%) | -$609.00 | -$50.75 |
| Take-Home Pay | $33,269.70 | $2,772.48 |
Property Tax in Pawtucket
Median Home
$275,000
Annual Tax
$4,483
Monthly Tax
$374
Effective Rate
1.63%
Sales Tax in Pawtucket
Combined Rate
9.23%
State Portion
~6.7%
Local Portion
~2.5%
The combined sales tax rate in Pawtucket is 9.23%, which is above the national average of 7.12%. On a $100 purchase, you would pay $9.23 in sales tax.
Tax Burden Comparison
| Tax Type | Pawtucket | Rhode Island Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.99% | 5.99% | 4.6% |
| Property Tax | 1.63% | ~1.63% | 1.1% |
| Sales Tax | 9.23% | ~9.23% | 7.12% |
| Overall Burden | High | — | Moderate |
Tax Saving Tips for Pawtucket Residents
- Rhode Island's income tax rate of 5.99% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Pawtucket (1.63%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 9.23% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Rhode Island
Calculate Your Full Rhode Island Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Pawtucket, RI?
Pawtucket, Rhode Island has a state income tax rate up to 5.99%. The property tax rate is 1.63% and the combined sales tax rate is 9.23%.
How much is property tax in Pawtucket?
The effective property tax rate in Pawtucket is 1.63%. On the median home price of $275,000, this equals approximately $4,483 per year or $374 per month. This is above the national average of 1.1%.
What is the sales tax rate in Pawtucket?
The combined sales tax rate in Pawtucket is 9.23%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Pawtucket's tax burden compare to other cities?
Pawtucket has a high overall tax burden. The effective total tax rate for a median-income household is approximately 34.7%. The combination of 5.99% state income tax, 1.63% property tax, and 9.23% sales tax determines the total burden. Cost of living index is 100.5 (100 = national average).
Are there any local taxes in Pawtucket?
Pawtucket does not impose a separate local or city income tax. Residents pay the state income tax of 5.99%, federal income tax, and FICA (Social Security and Medicare).