Taxes in Rock Hill, South Carolina

Complete tax guide for Rock Hill, SC. State income tax up to 5.21%, 0.58% property tax, 7% sales tax. Calculate your total tax burden.

Answer first

Taxes in Rock Hill, SC: income, FICA, property, and sales tax

For wage-income planning, this page estimates federal income tax, South Carolina state income tax, and FICA. It also shows property-tax and sales-tax estimates because local household tax burden depends on address-level property assessments, sales-tax districts, exemptions, and item categories.

South Carolina income taxUse for state brackets and official state links Other SC citiesCompare city tax burden within the state Paycheck withholdingUse for per-paycheck cash-flow estimates

State Income Tax

5.21%

South Carolina

Property Tax

0.58%

Effective rate

Sales Tax

Combined rate

Tax Burden

Low

Rock Hill, SC Tax Overview

Charlotte metro; SC side

Population

74,372

Median Income

$51,218

Cost of Living

91.3 (100 = avg)

State Income Tax

5.21%

Median Home Price

$235,000

Rock Hill Tax Calculator

Annual Income ($)

Pre-filled with Rock Hill median: $51,218

Filing Status

Total Tax Burden in Rock Hill

$9,152

Take-Home: $42,066 · Effective Rate: 17.87%

Federal Tax

$3,966

7.74% eff.

SC State

$1,267

2.47% eff.

FICA

$3,918

7.65% eff.

Take-Home

$42,066

82.13% kept

Tax Breakdown

Take-Home 82.13%

FICA

Take-Home Federal Tax SC State Tax FICA

Item	Annual	Monthly
Gross Income	$51,218.00	$4,268.17
Federal Income Tax	-$3,966.16	-$330.51
South Carolina State Tax	-$1,267.42	-$105.62
Social Security (6.2%)	-$3,175.52	-$264.63
Medicare (1.45%)	-$742.66	-$61.89
Take-Home Pay	$42,066.24	$3,505.52

Property Tax in Rock Hill

Median Home

$235,000

Annual Tax

$1,363

Monthly Tax

$114

Effective Rate

0.58%

vs. National Benchmark (1.1%)$-1,222/yr

Median Property Tax Paid$1,363/yr

Sales Tax in Rock Hill

Combined Rate

State Portion

Local Portion

~1.00%

The combined sales tax rate in Rock Hill is 7%, which is below the national average of 7.53%. On a $100 purchase, you would pay $7.00 in sales tax.

Sales and use tax can vary by exact address, district, item category, exemptions, and effective date. Treat this city rate as a planning estimate and verify large purchases with the official state sales-tax lookup or local tax authority.

Tax Burden Comparison

Tax Type	Rock Hill	South Carolina Avg	National Avg
Income Tax	5.21%	5.21%	4.6%
Property Tax	0.58%	~0.58%	1.1%
Sales Tax	7%	~7%	7.53%
Overall Burden	Low	—	Moderate

About Taxes in Rock Hill

Rock Hill has a population of approximately 74,372 residents with a median household income of $51,218. The estimated cost of living index is 91.3 (8.7% lower than the national average of 100).

Local context: Charlotte metro; SC side

Tax burden classification: Low. Effective combined tax rate of 26.1% includes federal, state, FICA, property, and sales taxes for a typical Rock Hill household.

Official Tax Resources for South Carolina

For authoritative South Carolina tax forms, filing deadlines, and the latest legislative updates, consult these official government resources:

South Carolina Department of Revenue, official state revenue agency
South Carolina Individual Income Tax Forms, current tax year forms and instructions
IRS Federal Tax Forms and Instructions, federal income tax filing

Tax Saving Tips for Rock Hill Residents

South Carolina's top income tax rate of 5.21% is above average. Maximize pre-tax retirement contributions (401k up to $24,500, IRA up to $7,500) to reduce both federal and state taxable income.
Property tax in Rock Hill (0.58%) is below LevyIO's rounded national benchmark of 1.1%. This makes homeownership more affordable here relative to property tax burden.
Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,400 individual, $8,750 family), growth is tax-free, and withdrawals for medical expenses are tax-free.

Find Your Local Tax Authority in Rock Hill

The 0.58% property tax rate shown above is a city-profile effective estimate. Your actual Rock Hill property tax bill is set by your county assessor and may include additional levies from your school district or special taxing and assessment districts. Use these official lookup tools to confirm exact rates for your specific address:

🏛️ County Tax Assessor

Look up the county your Rock Hill address belongs to and find your assessor's office:

• NACo County Explorer, search by address
• USA.gov, South Carolina local govt directory

🎓 School District (millage)

School districts add their own millage rate to property tax:

• NCES District Locator, federal database
• NCES School Locator (EDGE)

💧 Special Districts

Special taxing or assessment districts (for example utility, fire, library, or improvement districts, depending on state law) can add levies in parts of South Carolina:

• Census, Census of Governments
• Check your tax bill for line items beyond county + school district

📋 Property Tax Appeal

Disagree with your assessment? You can appeal:

• Property Tax Appeal Guide
• Appeal deadlines vary by state and county; check the deadline printed on your assessment notice

Why this matters: Two homes valued the same in Rock Hill can pay different property tax depending on which school district and special districts they fall within. Always verify with your specific address, the address-level rate can be higher or lower than the city estimate shown here.

Other Cities in South Carolina

Sources & Methodology

Federal, FICA, and state income-tax inputs on this page follow official 2026 sources. City-level property-tax rates, median values, cost-of-living index, and burden labels are LevyIO modeled estimates, and local income-tax and sales-tax rates should be confirmed with the local tax authority. Calculations follow the IRS-published 2026 federal tax brackets, FICA rates (6.2% Social Security up to $184,500 wage base, 1.45% Medicare), and South Carolina state tax provisions. Property tax estimates use Rock Hill's median home value of $235,000and the local effective property tax rate of 0.58%.

• Federal tax brackets and standard deductions: IRS.gov
• State income tax rates and brackets: South Carolina Department of Revenue
• Median household income, home value, and demographics: U.S. Census Bureau ACS
• Cost of living index: LevyIO modeled estimate (100 = national average); not an official BLS index. Household spending context: U.S. Bureau of Labor Statistics Consumer Expenditure Surveys
• National average sales tax (7.53%): Tax Foundation, State and Local Sales Tax Rates, Midyear 2026 (population-weighted combined average). Property-tax (1.1%) and state income-tax (4.6%) national figures are rounded LevyIO planning benchmarks.

Disclaimer: Estimates are for informational purposes only. Actual tax liability depends on filing status, deductions, credits, and individual circumstances. Consult a licensed tax professional or your state revenue agency for binding tax guidance.

Reviewed by LevyIO Tax Research Team · Published 2026-01-15 · Last updated 2026-05-27

Calculate Your Full South Carolina Tax Burden

See detailed state tax brackets, FICA breakdown, and compare to neighboring states.

South Carolina Tax Calculator Browse All Cities

Reviewed data sources

Reviewed May 27, 2026. Calculations use current public tax guidance and published source data.

Methodology

IRS forms and instructionsFederal income tax and filing context South Carolina Department of RevenueSouth Carolina official tax authority South Carolina tax formsState income-tax forms and instructions Census ACSMedian household and housing context

1. Enter the tax scenario

Use the filing status, income type, state, payroll, deduction, credit, or transaction details that match the real case.

2. Review assumptions

Check the visible formula context, source notes, related calculators, and federal or state limits before relying on the estimate.

3. Verify before filing

Confirm final tax positions with IRS guidance, state revenue agencies, payroll records, brokerage forms, or a qualified tax professional.

Planning estimate, not tax advice

LevyIO calculators are educational planning tools. Actual federal, state, payroll, property, sales, and local tax results can change with filing status, credits, deductions, residency, employer withholding, address-level rates, and current forms. Verify final filing positions with IRS or state guidance, payroll records, tax software, or a qualified tax professional.

Frequently Asked Questions

What are the tax rates in Rock Hill, SC?

Rock Hill, South Carolina has a state income tax rate up to 5.21%. The property tax rate is 0.58% and the combined sales tax rate is 7%. Charlotte metro; SC side

How much is property tax in Rock Hill?

The effective property tax rate in Rock Hill is 0.58%. On the median home price of $235,000, this equals approximately $1,363 per year or $114 per month. This is below LevyIO's rounded national benchmark of 1.1%.

What is the sales tax rate in Rock Hill?

The combined sales tax rate in Rock Hill is 7%, which includes both state and local components. This is below the Tax Foundation midyear 2026 national average combined rate of 7.53%.

How does Rock Hill's tax burden compare to other cities?

Rock Hill has a low overall tax burden. The effective total tax rate for a median-income household is approximately 26.1%. The combination of 5.21% state income tax, 0.58% property tax, and 7% sales tax determines the total burden. Estimated cost of living index is 91.3 (100 = national average).

Are there any local taxes in Rock Hill?

Rock Hill does not impose a separate local or city income tax. Residents pay the state income tax of 5.21%, federal income tax, and FICA (Social Security and Medicare). Charlotte metro; SC side