Taxes in Schererville, Indiana
Complete tax guide for Schererville, IN. State income tax up to 3.05%, 0.8% property tax, 8.47% sales tax. Calculate your total tax burden.
State Income Tax
3.05%
Indiana
Property Tax
0.8%
Effective rate
Sales Tax
8.47%
Combined rate
Tax Burden
Moderate
Schererville, IN Tax Overview
Population
29,243
Median Income
$56,000
Cost of Living
79.2 (100 = avg)
State Income Tax
3.05%
Local Income Tax
2.68%
Median Home Price
$197,000
Schererville Tax Calculator
Pre-filled with Schererville median: $56,000
Total Tax Burden in Schererville
$12,174
Take-Home: $43,826 · Effective Rate: 21.74%
Federal Tax
$4,682
8.36% eff.
IN State + Local
$3,209
5.73% eff.
FICA
$4,284
7.65% eff.
Take-Home
$43,826
78.26% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $56,000.00 | $4,666.67 |
| Federal Income Tax | -$4,681.50 | -$390.13 |
| Indiana State Tax | -$1,708.00 | -$142.33 |
| Schererville Local Tax (2.68%) | -$1,500.80 | -$125.07 |
| Social Security (6.2%) | -$3,472.00 | -$289.33 |
| Medicare (1.45%) | -$812.00 | -$67.67 |
| Take-Home Pay | $43,825.70 | $3,652.14 |
Property Tax in Schererville
Median Home
$197,000
Annual Tax
$1,576
Monthly Tax
$131
Effective Rate
0.8%
Sales Tax in Schererville
Combined Rate
8.47%
State Portion
~6.0%
Local Portion
~2.5%
The combined sales tax rate in Schererville is 8.47%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.47 in sales tax.
Tax Burden Comparison
| Tax Type | Schererville | Indiana Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.05% + 2.68% | 3.05% | 4.6% |
| Property Tax | 0.8% | ~0.8% | 1.1% |
| Sales Tax | 8.47% | ~8.47% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Schererville Residents
- Indiana's income tax rate of 3.05% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Schererville has a local income tax of 2.68%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Schererville (0.8%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.47% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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LowCalculate Your Full Indiana Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Schererville, IN?
Schererville, Indiana has a state income tax rate up to 3.05%, plus a local income tax of 2.68%. The property tax rate is 0.8% and the combined sales tax rate is 8.47%.
How much is property tax in Schererville?
The effective property tax rate in Schererville is 0.8%. On the median home price of $197,000, this equals approximately $1,576 per year or $131 per month. This is below the national average of 1.1%.
What is the sales tax rate in Schererville?
The combined sales tax rate in Schererville is 8.47%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Schererville's tax burden compare to other cities?
Schererville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 26.3%. The combination of 3.05% state income tax, 0.8% property tax, and 8.47% sales tax determines the total burden. Cost of living index is 79.2 (100 = national average).
Are there any local taxes in Schererville?
Yes. Schererville imposes a local income tax of 2.68% in addition to the state income tax of 3.05%.