Taxes in State College, Pennsylvania
Complete tax guide for State College, PA. State income tax up to 3.07%, 1.4% property tax, 8.94% sales tax. Calculate your total tax burden.
State Income Tax
3.07%
Pennsylvania
Property Tax
1.4%
Effective rate
Sales Tax
8.94%
Combined rate
Tax Burden
Moderate
State College, PA Tax Overview
Population
42,034
Median Income
$59,400
Cost of Living
88.1 (100 = avg)
State Income Tax
3.07%
Local Income Tax
1.96%
Median Home Price
$224,000
State College Tax Calculator
Pre-filled with State College median: $59,400
Total Tax Burden in State College
$12,621
Take-Home: $46,779 · Effective Rate: 21.25%
Federal Tax
$5,090
8.57% eff.
PA State + Local
$2,988
5.03% eff.
FICA
$4,544
7.65% eff.
Take-Home
$46,779
78.75% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $59,400.00 | $4,950.00 |
| Federal Income Tax | -$5,089.50 | -$424.13 |
| Pennsylvania State Tax | -$1,823.58 | -$151.97 |
| State College Local Tax (1.96%) | -$1,164.24 | -$97.02 |
| Social Security (6.2%) | -$3,682.80 | -$306.90 |
| Medicare (1.45%) | -$861.30 | -$71.78 |
| Take-Home Pay | $46,778.58 | $3,898.22 |
Property Tax in State College
Median Home
$224,000
Annual Tax
$3,136
Monthly Tax
$261
Effective Rate
1.4%
Sales Tax in State College
Combined Rate
8.94%
State Portion
~6.4%
Local Portion
~2.5%
The combined sales tax rate in State College is 8.94%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.94 in sales tax.
Tax Burden Comparison
| Tax Type | State College | Pennsylvania Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.07% + 1.96% | 3.07% | 4.6% |
| Property Tax | 1.4% | ~1.4% | 1.1% |
| Sales Tax | 8.94% | ~8.94% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for State College Residents
- Pennsylvania's income tax rate of 3.07% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- State College has a local income tax of 1.96%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in State College (1.4%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- The combined sales tax rate of 8.94% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Pennsylvania
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LowCalculate Your Full Pennsylvania Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in State College, PA?
State College, Pennsylvania has a state income tax rate up to 3.07%, plus a local income tax of 1.96%. The property tax rate is 1.4% and the combined sales tax rate is 8.94%.
How much is property tax in State College?
The effective property tax rate in State College is 1.4%. On the median home price of $224,000, this equals approximately $3,136 per year or $261 per month. This is above the national average of 1.1%.
What is the sales tax rate in State College?
The combined sales tax rate in State College is 8.94%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does State College's tax burden compare to other cities?
State College has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 28.3%. The combination of 3.07% state income tax, 1.4% property tax, and 8.94% sales tax determines the total burden. Cost of living index is 88.1 (100 = national average).
Are there any local taxes in State College?
Yes. State College imposes a local income tax of 1.96% in addition to the state income tax of 3.07%.