Taxes in Suffolk, Virginia
Complete tax guide for Suffolk, VA. State income tax up to 5.75%, 0.88% property tax, 5.3% sales tax. Calculate your total tax burden.
State Income Tax
5.75%
Virginia
Property Tax
0.88%
Effective rate
Sales Tax
5.3%
Combined rate
Tax Burden
Moderate
Suffolk, VA Tax Overview
Hampton Roads metro
Population
92,108
Median Income
$74,218
Cost of Living
96.8 (100 = avg)
State Income Tax
5.75%
Median Home Price
$285,000
Suffolk Tax Calculator
Pre-filled with Suffolk median: $74,218
Total Tax Burden in Suffolk
$17,887
Take-Home: $56,331 · Effective Rate: 24.10%
Federal Tax
$7,942
10.70% eff.
VA State
$4,268
5.75% eff.
FICA
$5,678
7.65% eff.
Take-Home
$56,331
75.90% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $74,218.00 | $6,184.83 |
| Federal Income Tax | -$7,941.96 | -$661.83 |
| Virginia State Tax | -$4,267.54 | -$355.63 |
| Social Security (6.2%) | -$4,601.52 | -$383.46 |
| Medicare (1.45%) | -$1,076.16 | -$89.68 |
| Take-Home Pay | $56,330.83 | $4,694.24 |
Property Tax in Suffolk
Median Home
$285,000
Annual Tax
$2,508
Monthly Tax
$209
Effective Rate
0.88%
Sales Tax in Suffolk
Combined Rate
5.3%
State Portion
~2.8%
Local Portion
~2.5%
The combined sales tax rate in Suffolk is 5.3%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.30 in sales tax.
Tax Burden Comparison
| Tax Type | Suffolk | Virginia Avg | National Avg |
|---|---|---|---|
| Income Tax | 5.75% | 5.75% | 4.6% |
| Property Tax | 0.88% | ~0.88% | 1.1% |
| Sales Tax | 5.3% | ~5.3% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Suffolk Residents
- Virginia's income tax rate of 5.75% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Suffolk (0.88%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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ModerateCalculate Your Full Virginia Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Suffolk, VA?
Suffolk, Virginia has a state income tax rate up to 5.75%. The property tax rate is 0.88% and the combined sales tax rate is 5.3%. Hampton Roads metro
How much is property tax in Suffolk?
The effective property tax rate in Suffolk is 0.88%. On the median home price of $285,000, this equals approximately $2,508 per year or $209 per month. This is below the national average of 1.1%.
What is the sales tax rate in Suffolk?
The combined sales tax rate in Suffolk is 5.3%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Suffolk's tax burden compare to other cities?
Suffolk has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.8%. The combination of 5.75% state income tax, 0.88% property tax, and 5.3% sales tax determines the total burden. Cost of living index is 96.8 (100 = national average).
Are there any local taxes in Suffolk?
Suffolk does not impose a separate local or city income tax. Residents pay the state income tax of 5.75%, federal income tax, and FICA (Social Security and Medicare). Hampton Roads metro