Taxes in Summerville, South Carolina
Complete tax guide for Summerville, SC. State income tax up to 6.5%, 0.57% property tax, 8.75% sales tax. Calculate your total tax burden.
State Income Tax
6.5%
South Carolina
Property Tax
0.57%
Effective rate
Sales Tax
8.75%
Combined rate
Tax Burden
Moderate
Summerville, SC Tax Overview
Population
53,643
Median Income
$58,000
Cost of Living
96.5 (100 = avg)
State Income Tax
6.5%
Median Home Price
$305,000
Summerville Tax Calculator
Pre-filled with Summerville median: $58,000
Total Tax Burden in Summerville
$13,129
Take-Home: $44,872 · Effective Rate: 22.64%
Federal Tax
$4,922
8.49% eff.
SC State
$3,770
6.50% eff.
FICA
$4,437
7.65% eff.
Take-Home
$44,872
77.36% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $58,000.00 | $4,833.33 |
| Federal Income Tax | -$4,921.50 | -$410.13 |
| South Carolina State Tax | -$3,770.00 | -$314.17 |
| Social Security (6.2%) | -$3,596.00 | -$299.67 |
| Medicare (1.45%) | -$841.00 | -$70.08 |
| Take-Home Pay | $44,871.50 | $3,739.29 |
Property Tax in Summerville
Median Home
$305,000
Annual Tax
$1,738
Monthly Tax
$145
Effective Rate
0.57%
Sales Tax in Summerville
Combined Rate
8.75%
State Portion
~6.3%
Local Portion
~2.5%
The combined sales tax rate in Summerville is 8.75%, which is above the national average of 7.12%. On a $100 purchase, you would pay $8.75 in sales tax.
Tax Burden Comparison
| Tax Type | Summerville | South Carolina Avg | National Avg |
|---|---|---|---|
| Income Tax | 6.5% | 6.5% | 4.6% |
| Property Tax | 0.57% | ~0.57% | 1.1% |
| Sales Tax | 8.75% | ~8.75% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Summerville Residents
- South Carolina's income tax rate of 6.5% is above average. Maximize pre-tax retirement contributions (401k up to $23,500, IRA up to $7,000) to reduce both federal and state taxable income.
- Property tax in Summerville (0.57%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- The combined sales tax rate of 8.75% is relatively high. Consider making large purchases in lower-tax jurisdictions or online retailers that do not charge local tax rates.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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LowCalculate Your Full South Carolina Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Summerville, SC?
Summerville, South Carolina has a state income tax rate up to 6.5%. The property tax rate is 0.57% and the combined sales tax rate is 8.75%.
How much is property tax in Summerville?
The effective property tax rate in Summerville is 0.57%. On the median home price of $305,000, this equals approximately $1,738 per year or $145 per month. This is below the national average of 1.1%.
What is the sales tax rate in Summerville?
The combined sales tax rate in Summerville is 8.75%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Summerville's tax burden compare to other cities?
Summerville has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.4%. The combination of 6.5% state income tax, 0.57% property tax, and 8.75% sales tax determines the total burden. Cost of living index is 96.5 (100 = national average).
Are there any local taxes in Summerville?
Summerville does not impose a separate local or city income tax. Residents pay the state income tax of 6.5%, federal income tax, and FICA (Social Security and Medicare).