Taxes in Sun City, Arizona
Complete tax guide for Sun City, AZ. State income tax up to 2.5%, 0.65% property tax, 5.68% sales tax. Calculate your total tax burden.
State Income Tax
2.5%
Arizona
Property Tax
0.65%
Effective rate
Sales Tax
5.68%
Combined rate
Tax Burden
Low
Sun City, AZ Tax Overview
Population
37,499
Median Income
$64,000
Cost of Living
102.9 (100 = avg)
State Income Tax
2.5%
Median Home Price
$365,000
Sun City Tax Calculator
Pre-filled with Sun City median: $64,000
Total Tax Burden in Sun City
$12,190
Take-Home: $51,810 · Effective Rate: 19.05%
Federal Tax
$5,694
8.90% eff.
AZ State
$1,600
2.50% eff.
FICA
$4,896
7.65% eff.
Take-Home
$51,810
80.95% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $64,000.00 | $5,333.33 |
| Federal Income Tax | -$5,694.00 | -$474.50 |
| Arizona State Tax | -$1,600.00 | -$133.33 |
| Social Security (6.2%) | -$3,968.00 | -$330.67 |
| Medicare (1.45%) | -$928.00 | -$77.33 |
| Take-Home Pay | $51,810.00 | $4,317.50 |
Property Tax in Sun City
Median Home
$365,000
Annual Tax
$2,373
Monthly Tax
$198
Effective Rate
0.65%
Sales Tax in Sun City
Combined Rate
5.68%
State Portion
~3.2%
Local Portion
~2.5%
The combined sales tax rate in Sun City is 5.68%, which is below the national average of 7.12%. On a $100 purchase, you would pay $5.68 in sales tax.
Tax Burden Comparison
| Tax Type | Sun City | Arizona Avg | National Avg |
|---|---|---|---|
| Income Tax | 2.5% | 2.5% | 4.6% |
| Property Tax | 0.65% | ~0.65% | 1.1% |
| Sales Tax | 5.68% | ~5.68% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for Sun City Residents
- Arizona's income tax rate of 2.5% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in Sun City (0.65%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
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LowCalculate Your Full Arizona Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Sun City, AZ?
Sun City, Arizona has a state income tax rate up to 2.5%. The property tax rate is 0.65% and the combined sales tax rate is 5.68%.
How much is property tax in Sun City?
The effective property tax rate in Sun City is 0.65%. On the median home price of $365,000, this equals approximately $2,373 per year or $198 per month. This is below the national average of 1.1%.
What is the sales tax rate in Sun City?
The combined sales tax rate in Sun City is 5.68%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does Sun City's tax burden compare to other cities?
Sun City has a low overall tax burden. The effective total tax rate for a median-income household is approximately 23.1%. The combination of 2.5% state income tax, 0.65% property tax, and 5.68% sales tax determines the total burden. Cost of living index is 102.9 (100 = national average).
Are there any local taxes in Sun City?
Sun City does not impose a separate local or city income tax. Residents pay the state income tax of 2.5%, federal income tax, and FICA (Social Security and Medicare).