Taxes in Upper Darby, Pennsylvania
Complete tax guide for Upper Darby, PA. State income tax up to 3.07%, 1.35% property tax, 7.62% sales tax. Calculate your total tax burden.
State Income Tax
3.07%
Pennsylvania
Property Tax
1.35%
Effective rate
Sales Tax
7.62%
Combined rate
Tax Burden
Moderate
Upper Darby, PA Tax Overview
Population
85,681
Median Income
$64,900
Cost of Living
94.5 (100 = avg)
State Income Tax
3.07%
Local Income Tax
1.02%
Median Home Price
$262,000
Upper Darby Tax Calculator
Pre-filled with Upper Darby median: $64,900
Total Tax Burden in Upper Darby
$13,511
Take-Home: $51,389 · Effective Rate: 20.82%
Federal Tax
$5,892
9.08% eff.
PA State + Local
$2,654
4.09% eff.
FICA
$4,965
7.65% eff.
Take-Home
$51,389
79.18% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $64,900.00 | $5,408.33 |
| Federal Income Tax | -$5,892.00 | -$491.00 |
| Pennsylvania State Tax | -$1,992.43 | -$166.04 |
| Upper Darby Local Tax (1.02%) | -$661.98 | -$55.17 |
| Social Security (6.2%) | -$4,023.80 | -$335.32 |
| Medicare (1.45%) | -$941.05 | -$78.42 |
| Take-Home Pay | $51,388.74 | $4,282.39 |
Property Tax in Upper Darby
Median Home
$262,000
Annual Tax
$3,537
Monthly Tax
$295
Effective Rate
1.35%
Sales Tax in Upper Darby
Combined Rate
7.62%
State Portion
~5.1%
Local Portion
~2.5%
The combined sales tax rate in Upper Darby is 7.62%, which is above the national average of 7.12%. On a $100 purchase, you would pay $7.62 in sales tax.
Tax Burden Comparison
| Tax Type | Upper Darby | Pennsylvania Avg | National Avg |
|---|---|---|---|
| Income Tax | 3.07% + 1.02% | 3.07% | 4.6% |
| Property Tax | 1.35% | ~1.35% | 1.1% |
| Sales Tax | 7.62% | ~7.62% | 7.12% |
| Overall Burden | Moderate | — | Moderate |
Tax Saving Tips for Upper Darby Residents
- Pennsylvania's income tax rate of 3.07% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Upper Darby has a local income tax of 1.02%. If you work remotely, verify whether you owe city tax based on where you work or where you live. Some cities only tax people who work within city limits.
- Property tax in Upper Darby (1.35%) is above the national average. Check if you qualify for homestead exemptions or assessment appeals to reduce your property tax bill.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in Pennsylvania
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LowScranton
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LowCalculate Your Full Pennsylvania Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in Upper Darby, PA?
Upper Darby, Pennsylvania has a state income tax rate up to 3.07%, plus a local income tax of 1.02%. The property tax rate is 1.35% and the combined sales tax rate is 7.62%.
How much is property tax in Upper Darby?
The effective property tax rate in Upper Darby is 1.35%. On the median home price of $262,000, this equals approximately $3,537 per year or $295 per month. This is above the national average of 1.1%.
What is the sales tax rate in Upper Darby?
The combined sales tax rate in Upper Darby is 7.62%, which includes both state and local components. This is above the national average combined rate of approximately 7.12%.
How does Upper Darby's tax burden compare to other cities?
Upper Darby has a moderate overall tax burden. The effective total tax rate for a median-income household is approximately 27.1%. The combination of 3.07% state income tax, 1.35% property tax, and 7.62% sales tax determines the total burden. Cost of living index is 94.5 (100 = national average).
Are there any local taxes in Upper Darby?
Yes. Upper Darby imposes a local income tax of 1.02% in addition to the state income tax of 3.07%.