Taxes in West Fargo, North Dakota
Complete tax guide for West Fargo, ND. State income tax up to 1.95%, 0.98% property tax, 6.03% sales tax. Calculate your total tax burden.
State Income Tax
1.95%
North Dakota
Property Tax
0.98%
Effective rate
Sales Tax
6.03%
Combined rate
Tax Burden
Low
West Fargo, ND Tax Overview
Population
38,626
Median Income
$72,000
Cost of Living
96.8 (100 = avg)
State Income Tax
1.95%
Median Home Price
$305,000
West Fargo Tax Calculator
Pre-filled with West Fargo median: $72,000
Total Tax Burden in West Fargo
$14,366
Take-Home: $57,634 · Effective Rate: 19.95%
Federal Tax
$7,454
10.35% eff.
ND State
$1,404
1.95% eff.
FICA
$5,508
7.65% eff.
Take-Home
$57,634
80.05% kept
Tax Breakdown
| Item | Annual | Monthly |
|---|---|---|
| Gross Income | $72,000.00 | $6,000.00 |
| Federal Income Tax | -$7,454.00 | -$621.17 |
| North Dakota State Tax | -$1,404.00 | -$117.00 |
| Social Security (6.2%) | -$4,464.00 | -$372.00 |
| Medicare (1.45%) | -$1,044.00 | -$87.00 |
| Take-Home Pay | $57,634.00 | $4,802.83 |
Property Tax in West Fargo
Median Home
$305,000
Annual Tax
$2,989
Monthly Tax
$249
Effective Rate
0.98%
Sales Tax in West Fargo
Combined Rate
6.03%
State Portion
~3.5%
Local Portion
~2.5%
The combined sales tax rate in West Fargo is 6.03%, which is below the national average of 7.12%. On a $100 purchase, you would pay $6.03 in sales tax.
Tax Burden Comparison
| Tax Type | West Fargo | North Dakota Avg | National Avg |
|---|---|---|---|
| Income Tax | 1.95% | 1.95% | 4.6% |
| Property Tax | 0.98% | ~0.98% | 1.1% |
| Sales Tax | 6.03% | ~6.03% | 7.12% |
| Overall Burden | Low | — | Moderate |
Tax Saving Tips for West Fargo Residents
- North Dakota's income tax rate of 1.95% is competitive. You may still benefit from maximizing 401(k) contributions ($23,500 limit) to reduce your taxable income at both state and federal levels.
- Property tax in West Fargo (0.98%) is below the national average of 1.1%. This makes homeownership more affordable here relative to property tax burden.
- Use a Health Savings Account (HSA) if eligible. Contributions are tax-deductible ($4,300 individual, $8,550 family), growth is tax-free, and withdrawals for medical expenses are tax-free.
Other Cities in North Dakota
Calculate Your Full North Dakota Tax Burden
See detailed state tax brackets, FICA breakdown, and compare to neighboring states.
Frequently Asked Questions
What are the tax rates in West Fargo, ND?
West Fargo, North Dakota has a state income tax rate up to 1.95%. The property tax rate is 0.98% and the combined sales tax rate is 6.03%.
How much is property tax in West Fargo?
The effective property tax rate in West Fargo is 0.98%. On the median home price of $305,000, this equals approximately $2,989 per year or $249 per month. This is below the national average of 1.1%.
What is the sales tax rate in West Fargo?
The combined sales tax rate in West Fargo is 6.03%, which includes both state and local components. This is below the national average combined rate of approximately 7.12%.
How does West Fargo's tax burden compare to other cities?
West Fargo has a low overall tax burden. The effective total tax rate for a median-income household is approximately 23.1%. The combination of 1.95% state income tax, 0.98% property tax, and 6.03% sales tax determines the total burden. Cost of living index is 96.8 (100 = national average).
Are there any local taxes in West Fargo?
West Fargo does not impose a separate local or city income tax. Residents pay the state income tax of 1.95%, federal income tax, and FICA (Social Security and Medicare).